Thursday, December 3, 2020

Is Downsizing The Right Financial Decision For You?

If you are tempted to save some cash and create a little nest egg for the future, you might be tempted to downsize your home. This massive asset that you own is a burden around your neck. If you are spending a small fortune every month on your home loan repayments, you may need to consider decreasing your outgoings. Alternatively, by swapping your large pad for a smaller and more humble abode, you can decrease your mortgage and enjoy more disposable income. Take a look at why downsizing could be a sound financial decision for you.

Equity

Downsizing from a property that you have built up equity in will leave you with a healthy bank balance once you have downsized. This large amount of cash sitting in your bank account post-downsizing could empower you to travel, start a business, or simply save for a rainy day. Thinking about your twilight years also needs a cash injection to prepare for your future. Equity being released means that your money isn’t tied up in a large asset. You may even find that by downsizing, you have enough equity that means you can buy your next smaller property outright without the need for a home loan. This could leave you mortgage free meaning that you have an asset that is yours and your alone!

Lifestyle

You may leave in a large detached pad in the middle of suburbia or you might live in a home that has spare rooms that you no longer use. If you are tired of living in an echoey property and you seek a more vibrant community to be part of, downsizing can facilitate this. Think about checking out the garden Brickworks apartments, designed by renowned architects that are the embodiment of modern living. With like-minded individuals, you can feel part of a more exciting and inspiring community. Living in silo will be no more as apartment living tends to be more communal. 

If an apartment doesn’t sound like your thing, consider venturing to a two bed condo, a terraced home, or a smaller version of your current dwelling. This gives you a chance to declutter from your current pad and take with you only those items and sentimental things that mean something to you. A smaller pad doesn’t have to squeeze in all of your current belongings and gives you a chance to detox materialistically.

Ongoing Costs

Living in a smaller property naturally means that your pad takes less time to heat up in the winter and requires less upkeep financially. Having a smaller boiler is cheaper, you may be able to implement greener energy saving initiatives, and you could find that your garden and exterior costs less to maintain. Less ongoing maintenance means that your finances are freed up and your time is less shackled to your pad. A smart thermostat needn’t cost the Earth to install and could save you a small fortune in an apartment or small condo. 

If you are keen to downsize, assess all of your options, and make a decision based on your financial needs and wants.

3 Things You Better Have Sorted Before Christmas Week!

 

Often around this time of year, it can seem like everyone else in the world is having fun and enjoying themselves. However, the story can be quite different for us moms! Yes, that's right, for moms, there is usually so much to do over Christmas that it can become quite stressful and overwhelming. Of course, if we get organized and complete things ahead of time, it is possible to have a more relaxed and fun Christmas week. Luckily you can find out which jobs are essential to complete before the week of Christmas in the post below. 

Cleaning your home inside and out 

One thing that you don't want to have to worry about come Christmas is whether your house is clean. That is why it's vital that you break the back of this work before Christmas week begins. 

With that in mind, a deep clean of the home at the beginning of December can work very well. Then you will only need to run the vacuum around occasionally as it gets closer to the 25th. It's also a smart idea to make sure that all your recycling bins are empty and clean as you will likely have more stuff to go in them than you usually do. 

Cleaning the outside of your home is just as important as making sure the inside is spick and span. After all, you won't want to hang outside lights on a home that doesn't look its best. Not to mention that you will want things to look as pleasing as possible for when visitors call. 

The good news is, you don't have to clean the outside areas of your home yourself. Instead, why not get a cleaning company that offers pressure washing to do your drive and pathways. You can even ask them to pressure wash your outside walls, making your home look almost brand new for the Christmas season! 

Buying and wrapping gifts

The fantastic deals on offer as December progresses may tempt you to leave gift buying to the last minute. However, it's probably not worth the stress of rushing around trying to locate things, or worrying that stuff will run out! 

Instead, make sure that all of your gift-buying and your wrapping is done well before the week of Christmas. Then all you need to do is sit back with some eggnog and enjoy yourself. 

Just be sure to label each gift securely, as you don't want tags falling off and leaving you in a position where you cannot remember what gift is for whom! 

Clean and stock the freezer 

Finally, for most families, the Christmas period means good food and feasting. Indeed many families enjoy all sorts of culinary treats such as party food, and large joints of roasted meat along with all the trimmings. 

Of course, the most time-efficient and convenient way of offering this type of food is to buy it frozen and then cook it on the day. Something that means, most people need to clean out their freezer in early December before they can begin stocking it with delicious food. 

Wednesday, December 2, 2020

4 Things That Can Make Your Depression Worse

 

Mental health statistics in the United States are quite shocking indeed. For example, about one out of five American adults experience mental illnesses. The coronavirus pandemic gave further rise to the grim statistics on mental health across the States. Among the host of mental health challenges confronting Americans, depression stands tall. Adults aged over 18 are more likely to experience depressive illnesses in any given year. But what makes your depression worse? Outlined below are some key factors that can worsen your depression.

1. Sleep deprivation

Most people feel better and healthier when they get a good night's sleep. On the other hand, sleep deprivation can give rise to negative feelings and even worsen your depression. Research studies have shown that insomnia patients are ten times more likely to experience depression than those who sleep well. If you are experiencing sleep problems, try visiting your doctor. Also, consider limiting your consumption of alcohol and caffeine, and have a regular sleep pattern.

2. Hormones

Hormones are chemical messengers that are produced by special glands and conveyed by the bloodstream. Statistics show that women are more prone to depression than men. It has usually got something to do with hormonal changes in the different genders. For instance, after giving birth, some mothers experience what's called postpartum depression

Depression symptoms can also worsen in women during their ovulation and menopause periods. If you experience sharp changes in your mood at specific cycles of your life, book an appointment with your doctor. Experienced mental health experts may be able to diagnose your condition and prescribe the right treatment for you.

3. Diet

Depression often arises from a myriad of factors relating to your social environment, physical environment, and even genetics. However, what you eat and don't eat can also affect your depression status. One research study by the American Journal of Psychiatry related typical Western diets like sugary products and processed food to depression and anxiety in women; on the other hand, fruits, veggies and meat were thought to be healthier. 

In Australia, Deakin University researchers theorize that a class of micro-organisms in the digestive system can influence people's mental health. They also suggest that just by improving your diet, you can lessen your symptoms of depression. As scientists continue to research the dietary culprits associated with depression, you may want to cut down on your consumption of sugary products and rather eat whole and fresh food.

4. Social media lifestyle

Over the past years, social media has grown to be a huge world on its own. While there may be the best platforms to connect with others during the pandemic, social media networks can also worsen your depression. In fact, researchers have coined the term "Facebook Depression" to describe the disappointments people face when their posts don't receive the expected number of comments and likes. There is a growing volume of evidence linking digital activities to depression. Things like texting, emailing, video calls, and live-chatting — have all been related to worsening depression. However, in some cases, people are able to ease their depression symptoms when they visit social media environments like Facebook. The secret is to build positive connections that add value to your life. Also, try not to expect too much from social media connections. 

Social media can be especially damaging and impactful on young girls. As they are going through their tween and teen years, the content and comparisons they are exposed to online may lead to depression and thoughts of self-harm. Should you notice a problem with a teen in your life, it’s time to seek professional care. The qualified staff at Eva Carlston Academy can help provide the services your child needs to heal and get back to a healthier lifestyle.


Pexels-Pixabay-279949

You may still be trying to make sense of all the chaos regarding the Coronavirus Pandemic, and restriction as your car sits going nowhere on your drive.

You may also be wondering what to do if your car breaks down or the garage you go to is temporarily closed. Women can find this a challenge, and many are now taking to learning about car maintenance and rolling up their sleeves to maintain their vehicles.

You can do it too.

Here are a few helpful tips and how to’s so that you can become a Car Maintenance Diva and keep yourself on the road and moving forward.

Ten Steps To A Happy Car

Step One - Changing A Car Tire

There is nothing worse than driving along, only to discover you’ve got a flat tyre. Don’t panic; just follow this little guide or watch this fun clip on how to change your tyre.

Step Two - Tire Pressure

Before heading out on the road, it’s always smart to check that your tyre pressure is within the legal limits. An underinflated tyre can cause issues, and overinflated tyre can lead to a number of issues. You can learn more here.

Step Three - Checking Your Oil and Water

You need to make sure that your car has oil and water; otherwise, you’ll not be going anywhere fast. Use the engine oil recommended for your car and fill up to the level.

Step Four - Jump Starting Your Car Battery

Imagine jumping into your car, trying to start the ignition. But guess what not a sound - a flat battery. Just look at this for some help.

Step Five - Replacing Windscreen Wipers

You need to make sure that your windscreen wipers are working, and your road ahead is clear. Here is how to replace your windscreen wiper blades.

Step Six - Check the rubber parts of your engine.

Check the rubber components in your car, and make sure that hoses and belts are free of splits and cracks. You should do this every six months, and especially before long trips.

Step Seven - Read and Understand Your Cars Manual

Read your car manual and understand how your car works, it could help prevent any car breakdowns if you know your car well. Carry an emergency kit in your car in case you breakdown.

Step Eight - Take Care Warning Lights Seriously

If your lights are flashing on your dashboard, you must take your car to a garage to help you resolve the issue.

Step Nine - Check your Car Fluids

It’s essential to check the radiator coolants, brake fluid, power steering fluid. To learn more click this link www.peakhd.com.

Step Ten - Keep You Car Sparkling

Keep your car squeaky clean inside and out. A clean car is a happy car.

Make sure your lights are free from dirt and grime, and all of the windows a clean and clear, so that you can see clearly and drive safely.

You are now ready to enjoy your journey ahead, have fun!

Saturday, November 28, 2020

5 Challenges You Must Be Prepared For As A New Mom

As a new mom, it’s fair to say that you are going to face numerous challenges and hurdles. Here are some of the issues that you need to be aware of and the right ways that you should handle them.

Colic 

Colic is a problem that numerous babies have within the first few weeks and months after they are born. Colic is best described as trapped wind but it can be quite painful for babies and will result in a lot of crying. It’s worth noting that researchers don’t actually fully understand the cause of colic. However, there are treatment options available that can help a great deal. 

Sensory Issues

It’s important to realize that sensory issues can start to develop from birth. Babies can also be born with sensory issues such as hearing loss. The good news is that a lot of these problems can be corrected. For instance, you can get microtia ear surgery for your baby. This can help eliminate issues that your child might have with hearing and ensure that they don’t develop issues with their hearing later in life. 

Trouble With Feeding 

You might also have to deal with a problem with the baby feeding. It’s quite common for newborns to throw up a lot after they feed. Keep in mind that while this might seem odd, it is perfectly normal behavior and nothing that you need to panic over. You just need to make sure that you do continue to feed them regularly when they are hungry. You might also want to give them sterile water between feeds to help them with issues like dehydration. 

If the struggle continues, it might be a good idea to switch foods and try something more organic, like Beech-Nut Baby Food. Organic foods are typically easier to digest than processed foods and may help ease any digestive issues your baby has. If the problem continues, it might be time to consult a doctor. 

No Sleep 

It’s true what they say when you have a newborn, your sleeping habits change drastically. You will find that you struggle to get the sleep that you need and a full eight hours can be nothing more than a pipe dream. Babies can be quite restless, even through the middle of the night. If you are worried about your sleeping pattern, then the best way to handle it is to make sure that when the baby sleeps, you sleep. It’s good to do this, even if you are taking little naps with them during the middle of the day. 

Depression 

Ultimately, when all these issues come together, you can experience one major problem. You might find that you develop signs of depression. It’s worth noting that you won’t always recognize the signs of depression yourself. Instead, it can be people around you that notice these changes that you might be experiencing. It’s important that depression isn’t ignored as it can get gradually worse overtime. You might even find that it begins to affect the feelings that you have for your child. If you are having problems here, then cognitive therapy can be the right choice. With cognitive therapy, you can ensure that the main causes of your depression are being tackled head on. 

We hope this helps you tackle some of the common issues and challenges that you can potentially face as a new mom. 

Quit Being Bored! 5 Fun Things To Do Right Now

Life is not supposed to be boring, but right now we are living through a pandemic and that can make finding fun a little difficult! A pandemic has a huge impact on mental health, and it’s not easy to find life fun when you are stuck in quarantine or under lockdown rules. You need to know that it is okay to feel restless - it’s a restless waste of a year - we are all finding life a little harder to manage right now. 

The good news is that you can quit being bored right now. You can stop sitting on the couch and binge watching whatever is on Netflix, and you can start looking at how to make the best of a rubbish situation. So, we’ve put together five things that you can do right now to stop being so bored. Let’s dive in!

1. Workout. Yes, I know, you don't feel like it because the pandemic has made you sad. We get it. But the thing is, you are going to fester just sitting on your butt and you cannot get those endorphins pumping if you are going to allow yourself to sit and be sad. So, get up, get online and find a good workout to get moving to. You won’t want to do it to start, but once you get going, I promise it’ll be worth it. 

2. Shop. Ah, I hear you cry out that the shops are shut and you cannot go anywhere because lockdown says no. Psst - the internet is RIGHT THERE! Get online with curvesncombatboots.com and snoop around at the best workout gear you could hope for to help you with point 1! Online shopping can get you into home renovations, hobby crafting and working out all in one - plus it feels nice to know that deliveries are on the way!

3. Learn A Skill. The online world is a huge place nowadays and you can learn anything from upholstery to baking. Get online and find a tutorial for something that you are interested in. by the time the world goes back to some kind of normal, you could be an authority in a whole new hobby you didn't think about before!

4. Dance. Put the music on loud and get your dance on. You have no way of going out and hitting the town with the girls right now, but you can grab everyone on FaceTime or Zoom and just dance! You can still do this together if you want to, though it looks a little funny to the outside world. The good news is that you’re in the comfort of your own home - so no one is watching outside anyway!

5. Get Outside. You are allowed exercise every day and if you have a garden, get outside and spend time in it. Use lockdown to build that veggie garden you’ve daydreamed about and don’t be afraid to get a little creative with seeds that you buy online. Just make sure that you plant for the right season.

Inside and Out: Changing Who You Are

 

Changing who we are is something that we all would like to do. We all view ourselves in a certain way, but we may grow frustrated with the person staring back at us in the mirror. Changing ourselves isn't something that happens overnight, but there are certain aesthetics that we can work towards, but also make inward changes.

Surround Yourself With Different Components

Changing who you are can be about the environment you are in. Sometimes exposing ourselves to different stimuli forces us to think differently. Taking yourself into more stressful situations can force you to think on your feet. Hanging around with different people forces you to think differently and to see things from different perspectives. But even incorporating different physical items in your life can make you think differently. Changing your look is one thing, but you can also think about changing the things that surround you. Something like a new car is not always an affordable option if you want to change your life completely, but you can change the rims and tyres! These environmental changes can stimulate us to think differently. But it's important to remember that they won't change your thought habits overnight.

Change How You Think of Yourself

When you are on the quest for a new image, it's about looking at how people see you now and how you want to see yourself. You need to decide on the characteristics that you would like to change. And it's a great idea at this point to brainstorm and think about people you admire. It's not just about what people's actions are, but it's their behaviors. But you need to start small. Think about the personality traits that you'd like to have and see if they are still achievable based on your personal beliefs and values. It's impossible to completely change who you are if the person you want to be is at odds with your belief system. Before you declutter your closet and throw clothes out, you need to look at where you want to be and if you can take the steps in that direction.

Changing Your Habits

The biggest alteration of all when you are trying to become a different person is to change your habits. There are so many things that you have to be conscious of before you change your habits. It's not just about the people you are hanging around, but it's also about making sure that you correct what people think about you, but you also need to change how you think about yourself. And these changes can be very daunting. Because you've got to think about so many different components. From looking at how you act in certain situations to ensuring that others notice a change in you it takes a long time to mold. And when you start to embody a new image, you then have to solidify how you feel as a new person. 

Changing who we are is something that we would all like to do but we have to remember that it's about taking small steps.

Friday, November 27, 2020

How Can Women Enjoy Greater Financial Security?

Financial security and success is a life goal for many people, not just women. However, for many people and women in particular, it can often seem a lot more elusive. Issues such as disparities in salary in the workplace for female employees, as well as making choices like leaving work or reducing hours in order to maintain family commitments, can often have serious impacts on the financial future of women. If you want to look ahead to a more stable and enjoyable financial life, read on for some useful suggestions on what to consider.

Review your career prospects

One of the major obstacles for women when it comes to financial security is the vast gap in salaries between men and women. The gender pay gap is a common phenomenon in many industries and workplaces around the world, and while there has been more awareness raised, it continues to persist in many areas.

The pay gap is often a consequence of other limitations placed on women, such as having fewer opportunities to enjoy career growth and promotions, often due to mistaken assumptions about their personal and professional goals, or even because of prejudices about women’s abilities in the workplace. However, there is hope for women here, as more contemporary workplaces are reviewing this issue in a transparent way and offering better career prospects, which in turn can pave the way towards more financial growth.

Think about what you can invest in

Investment can start at any point and does not require a huge sum of money to do so. While some forms of investment, such as buying real estate, will require a significant outlay to begin, other forms of investment can be started on relatively modest sums.

You may want to start a savings fund or trust where a portion of your salary can be put aside on a regular basis. With interest and over a consistent period of time, this can help a relatively modest fund to grow into something of meaningful value. You may also want to look into other forms of practical investment, such as buying antiques or gold, from sellers such as www.nuggetsbygrant.com.

Establish a plan for the future

Finally, one of the most important aspects of creating greater financial security for your future is planning ahead. This can mean different things to many people. You may have specific objectives that you want to achieve, such as buying your own home and owning it outright, or personal goals such as traveling the world. Knowing what a successful future looks like for you as an individual can help you determine what kind of steps you need to take now, as well as help you understand how much money you may want to have in order to feel comfortable and secure.

While these things can vary between individuals, one thing is certainly for sure: all women want to enjoy greater security and stability, and this is not an impossible achievement to enjoy in your life.

22 Things They Don't Tell You About Birth

Motherhood is one big adventure. Before you decide to start a family, you spend time thinking about what your family could look like, how many children you might have and what your family would be. The shocking reality of it is that all the castles in the sky that you built can crash down when you finally have a baby and the reality is very different from what you imagined. Not every birth goes wrong, but every mother has high hopes for their miracle to happen the same way it does in their head.

There is a lot that they don't tell you about motherhood and a lot that they do tell mothers but that goes ignored. You spend your time pregnant and being as safe as possible to keep your baby safe until you bring them earth-side, so it stands to reason to properly research everything from car seats to crib bumpers to keep them safe when they are born, too. There are many things you’ll learn about motherhood as you raise your new baby, but before you get to that point, you have to go through childbirth - and this is the part that’s always a surprise. No one can tell you how your labor is going to go; they can only tell you what could happen and how to prepare yourself. However, they also give you the cliff notes version of things and not the open, honest version of the things that could happen. So, with this in mind, we’ve put together 22 things that they don't tell you about childbirth!

Image Source: Pexels

1. Your waters may never break. Most people expect the big splash and pop that happens in the scenes during movies. Unfortunately, it’s not as fun as watching a water balloon pop and coat the pavement. In some cases, your waters may never break - and the doctor has to do it for you! Sometimes, waters go slowly and it feels like you’re wetting yourself. It’s not the most pleasant feeling in the world!

2. Maxi pads are going to be your best friends when your water is trickling - oh yes, it can trickle over some time and you may not even lose your waters just once. Your forewaters (that is, the waters at the front) can go before the hind waters; at the back of the sac. With the right stock of maxi pads, you won’t have to worry about ruining your underwear.

3. Your birth plan is a nice guide and gives you something to do, but doctors will throw the whole thing out the moment your baby and you are in any danger. You can list everything that you want and have someone with you to speak for you when you’re in pain, but know that a birth plan is not written in cement. It can and does often change at the last minute.

4. Sometimes, labor and birth are easier alone. When you have people with you as you give birth, you can spend too much time concentrating on whether they are okay and this distracts you from the task at hand. Birthing alone gives you the chance to concentrate and breathe. It’s rather empowering to go it alone!

5. That being said, you and your partner may find that everyone wants to be involved in the birth. It’s okay to tell your mother and his mother that you don't need them there! You were alone together when your baby was conceived and you are within your right to birth the baby without outsiders watching you dilate. 

6. After your labor begins, it can take hours and even days for the baby to arrive. It’s not like the movies: you will often have to spend most of your time walking and living life as you contract and dilate. It’s only when you hit 4cm dilated that the hospitals consider your birth to be active!

7. If your waters break while you’re at home, you need to avoid any more “baby encouraging” sex to get the baby out. You no longer have waters intact to protect the baby, which means you are susceptible to infection. Your labor should start within 24 hours of water leaving, and if you don't go into labor, your doctor will give you a helping hand with induction drugs.

8. You will panic when contractions start, even if you think you won’t. Your brain naturally wants to fight the pain and try to control it, and you can’t. The best thing to do to get through the contractions is to breathe and keep moving while they happen. Don't hold your breath when they hit, either, as this can make it more painful!

Image source: Pexels

9. Not all pain relief options are good ones. Depending on the country you live in, you may not get every single option, and not everyone wants an epidural given the higher risk of needing a c-section

10. Most women forget that they can have a birth that they want to have regardless of what anyone says. Informed choice is the most important thing you can have when you give birth, and you deserve to know that if you don't want a csection unless in absolute danger, then you can refuse one. Always weigh your options: the goal is a healthy baby, but that doesn't mean that you shouldn't try for a vaginal birth if you want one.

11. If you want an epidural, you can have one! You only need to ask for one and while doctors will try to get you as far along as possible without pain relief, you are allowed to control your birth.

12. Giving birth feels like you’re doing a number two - but in a big way! You may be smiling, but did you know that you may poop on the birthing bed? Yep, that’s a thing you know now! And it’s totally normal and natural. Midwives and doctors simply scoop it away to make space for the baby to arrive. 

13. Purple pushing can cause more tears. What is purple pushing? Well, it’s when you are coached to push your baby when a contraction isn't happening. You go purple in the face because you’re pushing against the wave: the baby isn't coming yet but you push anyway. This can cause your vagina to tear and you get exhausted in the attempt!

14. If your baby gets tired during the birth, you may need forceps or a ventouse to help the baby out. Both of these options are fairly invasive, but they’re less invasive than a c-section. Again, informed consent is a must for labor, and you need to know all of your options and outcomes. They may be scary to research, but knowledge is power.

15. Your chosen doctor may not be the person who delivers the baby. This can be disconcerting when you’re initially in labor, but when the moment comes to push you won’t care!

16. Episiotomy. It’s a word that you may avoid, but you need to understand it. A swift cut to your perineum (the bit between your bottom and your vagina) can give you more room in the birthing canal to get the baby out. It’s rare to happen now, especially when there are so many more birthing techniques you can rely on. However, it’s important to be aware!

Image source: Pexels

17. You can stand up and birth if you like. It’s an antiquated notion that you have to be on your back, when in fact, it’s the least comfortable and the least practical position in which to give birth. You can hold a rope from the ceiling and squat, you can go on your hands and knees while holding the back of the bed - you can birth in any position that feels most comfortable.

18. You may “moo”. Honestly, the noises you make in childbirth will happen whether you intend them to or not. Most women seem to “hum” which sounds like a cow “mooing”. The noises you make are absolutely fine - whatever helps you to concentrate.

19. You don't just birth a baby - you also deliver a placenta. Most women don't actually feel this bit as the body naturally ejects the placenta once it’s detached from the wall of the womb. Some women encapsulate it and choose to ingest it!

20. You may need stitches if your baby is born with a hand against its face, or they come through at an awkward angle. Sometimes, stitches can be more painful than the contractions, but the doctor will give you an injection to numb the site. 

21. Post-baby bleeding is called lochia, and you will deal with that. You will bleed for up to 3 months post-baby, but a lot of women stop bleeding after six weeks. The bleeding is caused by the placenta coming away - it leaves a wound the size of a dinner plate in the womb. It’s for this reason you shouldn't have sex before the bleeding stops (and before six weeks!), and you shouldn't use tampons either. You want to avoid infection!

22. Within three months of giving birth, you will be thinking about the next baby. All of the things that you went through with childbirth will feel like a distant memory. It may be the baby hormones that do it so that we continue to procreate!

4 Benefits Of Adopting A Pet

 

Nowadays, it seems like the trendy thing to do is buy an exotic breed and show it off like it’s a new car or handbag. Don’t get me wrong; Cockapoos and Labradoodles are beautiful animals with plenty of personality. However, there are cats and dogs in need of help, and you should do your best to step up to the plate. After all, adopting a pet has many benefits that you don’t consider when you think about a shelter. Therefore, it’s about time you gave them a look and factored in the advantages of adoption.

Continue reading for more.

You’ll Save A Life

It’s sad that animals have to lose their lives because of irresponsible owners. That’s what happens when pets end up in shelters and aren’t re-housed. Due to the lack of space, some have to be euthanized, which is horrible to picture. Considering Uncommon Giving says that 6.4 million dogs and cats enter shelters every year, you literally save a life by adopting unfortunate pets who have done nothing wrong. Plus, so many of them are sweet and caring and don’t have a bad bone in their bodies. Designer pets will always have a home, but animals in shelters aren’t as lucky.

You’ll Save Money

You should consider the costs of pet ownership as it isn’t cheap to keep an animal. The Simple Dollar puts the average expense at upwards of $1,000, and that’s just for purchasing a dog. All in, you can expect to fork out tens of thousands of dollars in food, clothes, and veterinary bills. So, it’s essential to paws for a moment (pun intended!) and consider whether you can afford to own a pet. If you can but you’re on the edge, adopting an animal can cost as little as $50, saving you $950 straight out the gate.

You’ll Avoid Health Problems

The issue with buying from private breeders is that you can place style over substance. This means you’ll be tempted to gush over how cute they are without thinking about the mix. Designer dogs, while stunning, aren’t always healthy since they take on attributes from different breeds that can put their wellbeing at risk. A British bulldog is a prime example. Vice points out that not only are they cheaper from a shelter, but they will have fewer health issues as professionals understand how to care for a bulldog’s chronic respiratory problems.

You’ll Enjoy The Journey

Yes, rescues are harder to train and assimilate into the house. The ones that have been through hell will take a while to realize that love is healthy. As such, you can expect a pet from a shelter to lash out for a couple of weeks or months until it’s comfortable in its new surroundings. It’s tough at first, but it gets easier. Understanding your new member of the family is part of the process, and one that pet owners who rescue animals wouldn’t change for the world.

The process is sweeter when you recognize where you started and how far you have come as a unit.

Thursday, November 26, 2020

Dealing With Family Loss: How To Make Coping More Doable

The concept of losing a loved one isn’t something that any of us can comprehend until it happens to us. There’s is nothing worse than losing someone that you love, and coping with that loss can be extremely stressful and upsetting. This is especially true if you have been put in charge of dealing with the arrangements following their death and you have your own young family to look after. 

Knowing where to start after losing a loved one can be extremely difficult. There’s a lot that you need to think about and consider when it comes to coping with the loss of a loved one - it’s not an easy task, knowing what steps to take in the wake of someone you care about passing away. However, just because it’s not easy, that doesn’t mean that you cannot make coping a little easier. 

Photo source: Pixabay

Here’s how to make coping when dealing with a family loss a little simpler to manage - read on for everything that you should know. 

Don’t put pressure on yourself 

It’s easy to put a lot of pressure on yourself when it comes to coping with family loss, as there’s probably a lot that needs to be done. However, try not to put too much pressure on yourself. Realize that it’s okay to move slowly to organize things and that there are no time constraints on how long you have to get organized. Coping with a family loss is hard and it’s important to realize that it’s okay to not be okay and to need time. 

Find a funeral home 

An important step to take when it comes to coping with the loss of a loved one is to find a funeral home to work with on the end of life celebrations. You want to find a funeral home like George Boom Funeral Home that is able to offer you plenty of help and support with every aspect of your loved one’s funeral arrangements. Finding the right funeral home will help to make the process that little bit easier, so it’s worth taking the time to find the right one. 

Spread the load 

Don’t try and deal with everything yourself, you’re grieving too. Spread the load and speak to other family members and friends and see if they can help you to organize everything in the wake of your loved one’s passing. Don’t be afraid to ask for help, after all, you need time to grieve too. Whether you need help organizing the service or you need help organizing the memorial, don’t be afraid to ask for help. 

Coping with the loss of a loved one is never easy; it can be extremely upsetting and even traumatic. Dealing with that loss and putting the arrangements in place to say goodbye isn’t easy either, and it can often end up feeling like a little too much pressure. Hopefully, however, the advice above will help to make dealing with your loss that little bit easier to cope with. 

5 Things You Should Always Be Saving For

 

We all know that it’s important to save a portion of our income every month, but what exactly are you saving for? You might have a luxury purchase or a dream vacation in mind but there are other things that should be a top priority too. To ensure you’ve got a good financial management strategy in place, take a look at these five things you should always be saving for:

1. Your Family’s Future

When you’re saving money, don’t just look six or 12 months into the future. Instead, you’ll want to consider what the future may hold for every member of your family. If you have children, for example, you may want to save in order to help fund a college education or to help them buy their first home.

2. Medical Treatment

At some time or another, it’s highly likely that someone in your family will require medical treatment. Even if you have medical insurance, the cost of deductibles can quickly escalate. By having access to a savings pot, however, you can ensure that you’ll always have the funds to cover any healthcare costs.

3. Your Retirement

As you get older, your needs will change, which means your budget may be affected. When you stop working, you may want to travel the world, pursue new hobbies, and move into the best luxury assisted living facility. No matter what your dreams are, by planning your financial strategy now, you can ensure that you have the funding you need to finance a fantastic retirement.

4. Investments

Making an investment can be a great way to increase your capital or to generate a second income. However, you’ll need to have access to some initial funds in order to make a worthwhile investment. Saving to make an investment now could mean that you’ll have access to a larger amount of capital in the future. Of course, no investment offers a guaranteed return, so it’s important to seek financial advice before making any major decisions.

5. A New Home

If you are currently renting your home, you may be eager to save up enough money to purchase your own place. Alternatively, if you already own your home, you may wish to save so that you can climb the property ladder and move to a larger home. Your family home is generally your biggest asset, so building up equity in a home can be a viable way to prepare for your financial future, as well as enabling you to enjoy having your own space.

Creating a Savings Plan

With so many things to save for, it’s easy to see why making regular contributions to your savings pot is so important. By calculating how much you can afford to save each month and listing it as an essential expense on your household budget, you can ensure that you never miss a contribution. This will enable you to reach your savings goals within the relevant timeframe and should mean you can look forward to a bright financial future.

Four Life Lessons Worth Knowing For Good Health

Good health is something that everyone wants to achieve when it comes to their mind and body. In order to live a long and happy life, it’s important to take care of yourself in any way you can. With that being said, there are certain life lessons worth passing on to make sure you’re doing everything possible to look after yourself. Here are four life lessons worth knowing for good health.

Look After Your Mental Wellbeing

Firstly, your mental wellbeing is always good to be aware of because there can be a lot of things in life that can impact it. If you’re not open about your own mental health or don’t have anyone that you can talk to, then it’s something that you need to try and change. We all deal with mental health in our own way, and it shouldn’t be something to feel ashamed or embarrassed about. Think about what is causing you a mental drain at the moment and work on improving those areas in your life. It might be to do with work, perhaps a relationship with a partner or friend. There can be many contributing factors, and it’s important you try and make these changes where you can in order to help your body.

Reduce Your Stress Levels

Talking of stress, the amount of stress one can have throughout their life can vary depending on where it comes from. It also depends on your outlets and what you do to ensure it doesn’t overwhelm you or affect your health. Stress can certainly be something that ages a person, and so it’s good to find ways of reducing those stress levels where you can, Whether you’re dealing with a premier injury law firm regarding an injury or you’ve lost your job, try to find coping mechanisms that work well for you and your mind.

Moderate Your Food But Enjoy It

Food is essential because we need it to fuel our bodies, right? However, with so much pressure to eat healthily, we often end up taking up the satisfaction out of eating. Instead of focusing so much on what food types you’re eating, instead, focus on moderation. Moderating what goes onto your plate and not over portion is going to be helpful for you to keep healthy. It’s also going to make you happier, knowing you can treat yourself every now and then. You shouldn’t feel guilty when it comes to what food you eat.

Live In The Moment

Sometimes we get so worked up over what’s happening in the future that we forget to take a moment and just enjoy what’s happening right now. Living in the moment is important and something you want to try and carry forward in everything you do. It’s going to make a real difference to your outlook on life and to help you live your life to its fullest.

These four life lessons are certainly worth carrying forward with you in life and passing on to anyone you know!

Wednesday, November 25, 2020

Reorganize Your Closet

 

The start of a new season is a great time to clean out and reorganize your closet. It’s a big project, so set aside a chunk of time and then dive right in. If possible, take everything out of your closet and don’t put it back unless you’re sure it has a place in your life.

Declutter

Paring down your wardrobe is a daunting task especially if you’re between sizes or between jobs. The best way to accomplish decluttering is to give yourself permission to keep items you’re unsure about; however, you can’t keep them in your closet! Pack up every item you’re on the fence about into a box. Seal and date the box and move it to the garage or attic. Set a reminder on your phone for three months and six months in the future. When you get the first notification, ask yourself two questions: Have I missed anything in that box? Do I even remember what’s in the box? When your answer is “no” to both questions, donate the box without opening it up again.

Upgrade

Take care of the items that you do keep by upgrading how you store them. Clothing that can easily get stretched out should be folded or put on padded hangers. Jewelry should be kept in drawers on velvet liners. Shoes and handbags should be stuffed with paper to hold their shape and stored upright.

Add Space

There is often plenty of unused space in a closet up high and down low. Consider adding a pull-down rack for extra storage. Hang belts, scarves and pants on slim line vertical hangers rather than spread out across the bar. Labeled, stacked boxes can go under shorter clothing. If you have space inside the door, install hooks to hang purses.

The biggest hurdle in closet organization is your mindset that you can’t get rid of things. Once you pare down your clothes and shoes to what you really like and really wear, you’ll discover a neater, simpler closet.

Take The Stress Out Of Moving: 3 Simple Steps

Moving house is incredibly exciting - as who knows what adventures await you in your new town or home? However, the process can also be very stressful - as you have a lot of different things to contend with from trying to save money when moving to ensuring you have everything packed and ready to go. In fact, moving home is considered one of the most stressful things you can do!

With that in mind, here are three top tips that can help take away the stress of moving!

Photo by Alex Mecl on Unsplash

Pack First, Panic later.

Whatever your reason for moving - be it to pursue a new job, or for a change of scenery - you will always find a reason to worry about it. What if you don’t like your new boss? What if your children don’t make friends? What if you find it hard to settle in? As a result of these worries, you may begin to ‘put off’ tasks associated with the move as they will only make you feel more anxious. For example, packing your belongings into boxes feels very final - once they are packed, there is no going back. 

However, it is essential that you start packing early. The process always takes much longer than you expect it too, especially if you are trying to put your whole life into a few boxes. Starting early gives you plenty of time to prepare yourself, and also means you minimize the chance of anything being broken or damaged in hasty packing. Start by packing up the things you rarely use or pack up a room at a time. 

Once you have finished packing, you should also look into hiring a moving company, such as  North American Van Lines to move your items for you. Whether you are moving to a new home in the same city, or across the country - they will ensure all of your belongings arrive in one place, with secure and efficient collection and delivery. This means you can focus on getting into your new home! 

Say Goodbye

If you have a lot of memories in your home or local area, it is important that you spend some time saying goodbye. Not only to the people who surround you but the place itself. Throw yourself a going away party - even if it is virtual. Share stories about the happy memories you’ve had there. Take photographs to make memories last forever. Then, think about all of the exciting things that lie ahead. Saying goodbye can help make the process of moving easier.

Renovate First

As much as you have to ensure you are prepared to move in, you have to ensure your new home is ready for you. If the home needs renovations, attempt to have them completed before your move-in date - after all, there is nothing worse than moving into a property without proper heating or damaged facilities. This also means you won’t be getting in the way of any construction workers or decorators, and you can start unpacking right away! 

Signs It's Time To Move Your Business Elsewhere

Are you thinking of moving your business to a new location? It’s a good idea to ensure this is the right move for you before going ahead, otherwise, it can be costly. You’ll spend a lot of time and money moving business locations, so you need to look out for the signs that this is the right time to do so. Here are a few things you should look out for to figure out if moving is the right thing for you to do:

1. Your Business Is Growing

If your business is growing, it’s a pretty big sign that you need somewhere more suitable to work. With growing business, comes more equipment, more staff, and other things. Of course, this also means that you need more space. You may be able to hold off on moving right away, but if you leave it too long you’ll be doing nothing but stunting the growth of your business. 

2. You Need More Space 

Maybe you simply need more space. If you’re accumulating equipment and other business related items faster than you can find a place for it, then it could be time to call a place like Allied Van Lines and ask for their help getting your stuff to a more suitable location. 


3. You Can’t Afford Your Current Location

Maybe you already have a place, but you can’t afford it any longer. 2020 has been a tough year for everyone, so this is nothing to be ashamed of. Perhaps you could find some kind of office share so that you’re not the only business shouldering the overheads and other costs, or maybe you could even hire a virtual office. Virtual offices allow you to enjoy most of the benefits of a physical office while working remotely. You’ll get a professional address and a number, and will be able to use the facilities for important meetings. 

4. You’re Finding It Tough To Hire

You need to know where the talent is if you’re going to hire people that will enhance your team and share your values. If you just aren't finding the talent you would like, it could be time to move elsewhere. 

5. There’s an Unhealthy Work Environment

Maybe the environment you’re currently working in is unhealthy. As a building becomes older, it could become unhealthy. It might even just be a dull place that doesn’t promote productivity. See if you can find a better place, and don't forget to hire a cleaner to ensure a hygienic environment. A place with natural light that has been well maintained is always a good place to work. 

6. There Are Changes Within Your Industry

If there are changes within your industry, this could impact your business in a big way. In some cases, downsizing your premises and focusing more online could benefit you. It all depends on what is going on in your industry right now - make sure you stay flexible and don’t get too attached to doing things a certain way!

Is it time for you to move your business elsewhere? 

5 Ideas to Help You Make the Most of Lockdown

 

When you’re stuck at home in lockdown, things can begin to look a little bleak. You can’t go out to see your friends, you may be forced to work from home, and the future is uncertain. Who knows when life will return to normal?

But being in lockdown doesn’t have to be a prison sentence. You have two options. You could sit around at home eating junk food, watching trashy TV, and moaning about the horrible circumstances the world has found itself in. Alternatively, you could use all this extra time to do something productive and make the most of the situation. Your social calendar is on hold, you have fewer errands to do, and a lot more time in the day as a result. Why not fill these empty hours with something meaningful?

If you’re not sure where to begin, here are five ideas for ways you can make the most out of the lockdown.

Make some home improvements

If you’re like most people, you probably have unfinished jobs or minor repairs that need doing, which you can never seem to find the time to knuckle down and finish. But there’s never been a more perfect time than right now to get your house in order. Create a list of all the tasks and improvements that need completing around your home, and you’ll come out of lockdown with your place looking better than ever. For the more complicated tasks, find a YouTube tutorial to teach you some basic DIY skills. 

Further your professional career

Everyone has career aspirations, and it takes hard work to get to where you want to be. Other personal commitments often get in the way and prevent you from doing the work you need to do to achieve your dream job. Here is an opportunity to make some progress towards furthering your career. Send off some job applications, hone your CV, or take some online courses and qualifications that will nudge you along your career path.

Nourish your mind

Do you ever wish you were a bit smarter or knew more about the world? Use this lockdown to feed your mind. Sit down with a hot drink and work your way through your reading list. By the end of the pandemic, you’ll be smart enough to impress all your colleagues at work.

Hone your physique

If you prefer to work on your body instead, you could spend the next few weeks getting fitter and stronger. If you’ve always wanted to lose weight or improve your physique, now’s the time. There are plenty of free online workouts you can do at home to help you on your fitness journey.

Have a bit of fun

The pandemic has been a dark time for many people, so for the sake of your mental health, you should try to find some levity where you can. Schedule some online activities like quiz nights with your friends, and make time for the hobbies you enjoy. Even your face covering can be a source of amusement if you order one of these fun mask designs from The Mountain.

Don’t let 2020 get you down. By finding ways to make the most of lockdown, you’ll be able to improve yourself and set yourself up for success once the world is back to normal.