Wednesday, January 27, 2021
Monday, January 25, 2021
When it comes to household upgrades, the truth is that it can be exceedingly expensive to give your home an upgrade. There’s just so many different costs to consider. Household upgrades are expensive, there’s no getting away from that fact, which is why it’s easy to be put off of upgrading your home.
However, a home upgrade does not have to be expensive, it’s just a case of thinking about the best ways to go about it. If you are able to get creative with how you look after your home, you can make overhauling it and breathing new life into the space far simpler and easier to achieve. You just need a little inspiration, that’s all.
To help you to breathe new life into your home, below are a few tips and suggestions that are ideal for low budget home makeovers. Read on for everything that you need to know.
Start with cleaning
One of the best hacks for upgrading and overhauling a home on a budget is to start with cleaning. Your home might be ‘day-to-day clean’ but that doesn’t mean it’s deeply clean, and that’s where there’s a big difference. By taking the time to deep clean every inch of your home, from your tile grout and your walls to your carpets and your sofa, you can make a big difference to how your home looks and feels. It’s a good idea to try and take a DIY approach when it comes to your home’s cleaning needs, such as using Massey's Chem-Dry for cleaning your carpets for instance. It’s little hacks like this that will help you to significantly cut costs.
Smarten up your paint work
Have you noticed that some of the paintwork in your home is looking a little messy? Maybe it’s started to bubble in places? Perhaps there are areas of paint that are peeling? Or, it might just be that there are a few stains that won’t come off with a good scrub. Whatever the reason for your paintwork looking messy, it’s worth taking the time to smarten it up with a lick of paint. If you want to change the colour scheme of a room, consider adding an accent wall to allow you to do that. Adding an accent wall is a simple and easy way to change the look and feel of a room without overspending.
Invest in accessories
When it comes to changing the look and feel of your home, it starts with the basics. Let’s say that you feel that your living room color scheme is old and outdated and your sofa lacks style, you need to find a way to use accessories to change the look and feel of the space. For instance, take a grey sofa, add some pastel-hued throws and cute, quirky cushions and it can look like a brand new couch. That’s how easy it is - accessories can make a huge difference to the look of your home, it’s just a case of knowing how to utilize them, that’s all.
Wednesday, January 20, 2021
The whole process of starting a business can be a difficult one to get right. But if you are concerned about trying to make a success of it, there are a lot of key things that you can pay attention to. In a sense, what you do in the first few months is one of the most important things in trying to make your business more successful later on. In this post, we are going to look at four of the early decisions you need to make if you want your business to go on and be as successful as possible.
The Right Industry At The Right Time
One of the things you need to think about first up is what industry you are going to be operating within. This will be fairly straightforward if you have a specific product or service in mind already, but if you don’t then you are going to need to think about which industry is likely to work for you. Essentially, this is all about research, finding out which industries are doing well at any one time and working to fall in line with your findings. At the moment, the automotive industry is looking particularly good, as well as food retail.
Competitors Or Customers?
Should you spend your time focusing on competitors, or your customers? This can be a challenging thing to work out, but if you are keen to find success you do need to weigh these options up as best as you can. If you spend all your time focusing on your competitors, that could mean that the customers feel left out. On the other hand, if you fail to look to your competitors at all, you are almost certain to miss a trick. It’s often best to strike a balance between the two.
Sunday, January 17, 2021
If you have ventured into 2021 with a focus on renovating your kitchen and making it fit for purpose, you need to consider the latest trends. While you aren’t one for following fashions and succumbing to whatever is currently gracing the covers of design magazines, you don’t want to choose a style that you will soon tire of. Investing in your kitchen is expensive, but it is the hub of your home so it is worth it. While you can give your living room a lick of paint every couple of years, a kitchen is only ever coiffed every decade or so. Take a look at these cool kitchen interior ideas that can inspire your project.
Units
If your cabinetry is in great condition and the integrity of the frames are sound, you might be able to get away with just replacing your door fronts. The frames are the same whatever kitchen style you choose so overhauling the doors and handles can uplift your entire room. You can swap your shaker style country kitchen unit doors for something more high gloss and modern. Or perhaps you fancy a new worktop for your kitchen. That expensive granite quartz worktop might be a step too far so go for a manmade engineered laminate instead. If you are looking to save cash, head to a local DIY showroom and check out their ex-display kitchens. You might not have as much choice of style, but you could pick up a bargain.
Pipework
Your kitchen isn’t all about the aesthetics. You also need to consider how your kitchen works. On occasion, you might want to reconfigure the whole layout of your kitchen. If you want your sink in another spot or you want to add some new pipework for your dishwasher ambitions, you need to have the number of a 24/7 plumber to hand. Check out local reviews and use word of mouth recommendations to find the right tradesperson for you. As you reconfigure your room, you are making it more conducive to your lifestyle.
Kitchen Diner
More people than ever are choosing to create larger and more open plan spaces within their homes to design a new heart of their renovated home. Your humble abode may be in need of a focal point. Consider knocking down the wall between your dining room and kitchen to create a more enjoyable space. Here, you can watch the kids do their homework while you cook up a gastronomic feast. You might want to utilize this room as a place where you can chat with friends over coffee. Or you could find yourself enjoying a date night with your partner in your new open plan kitchen diner. By utilizing the space within your pad a little more effectively, you will feel like you are living in a better and bigger home.
Kitchens can be expensive and they take a great deal of effort and time to renovate. If you are eager to overhaul your kitchen and make it fit for twenty first century living, take heed of these cool inspirational kitchen ideas.
Saturday, January 16, 2021
I do not favor a particular genre when I sit down to read. Anything would do - a paperback novel, a compilation of short stories, old magazines and cookbooks. I share the same passion with my husband who introduced me to the exciting world of crime and suspense bestsellers. Lee Child, James Patterson, Mario Puzo and John Sandford are now included in my list of favorite authors.
On the other side of things, I have always loved reading inspirational books. In my lifetime, there are but a few books I have read and re-read with as much joy as the first time.
Let me share with you my favorite Inspirational Books List and the unforgettable quotes that have created an impact in my life. Let's do a countdown from the "Best" to the "Greatest"
5. THE GREATEST SALESMAN IN THE WORLD - Og Mandino.
This is a book about a poor young camel boy named Hafid who found success as a salesman by understanding, applying and living the lessons inscribed in ten scrolls.
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The Ten Scrolls |
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An excerpt from Scroll IX |
4. THE PEARL - John Steinbeck
This is a story about Kino, a pearl diver of Mexican-Indian descent, his wife Juana and their infant son, Coyotito. It is about how a young family, although living in poverty have learned to cope with whatever little possesions they have until that day, when Kino finds the "Pearl of the World." The family started to live with fear, and was exposed to the evils of greed. "The Pearl" is an excellent book that teaches us that about the evils of the world and how it can destroy one's humanity.
3. JONATHAN LIVINGSTON SEAGULL - Richard Bach
A beautifully written fable that teaches us about breaking out of the daily struggles of monotony. It inspires us to break out of our shell and strive to achieve our dreams, to rid ourselves of limitations, and to go after a more meaningful life.
"For most seagulls, life consists simply of eating and surviving. Flying is just a means of finding food. However, Jonathan Livingston Seagull is no ordinary bird. For him, flying is life itself. Against the conventions of seagull society, he seeks to find a higher purpose and become the best at doing what he loves.This is a fable about the importance of making the most of our lives, even if our goals run contrary to the norms of our flock, tribe or neighborhood. Through the metaphor of flight, Jonathan’s story shows us that, if we follow our dreams, we too can soar."
2. THE LITTLE PRINCE - Antoine de Saint-Exupery
This is a story about a pilot whose light aircraft crashes in the middle of a desert. In this same desert, he finds a little boy who fell to earth from his home, an asteroid. The reason this book is so heartwarming to read is because of the portrayal of the child's innocence. It is also about how grown ups tend to see things superficially. The Little Prince is a book that helps us to understand that in order to appreciate the true worth of anything and everything, we must look beneath the surface.
"Here is my secret. It is very simple.
It is only with the heart that one can see clearly.
What is essential is invisible to the eye."
1. THE HOLY BIBLE
The best and greatest book ever written. It is my go-to resource for guidance, comfort, happiness and love. If any one needs an instruction book to live a meaningful life, pick up the Bible. Everything we need to know is there.
May you all have a blessed weekend!
While some would argue that it gets too much of the attention and energy that goes towards a wedding, there’s no denying that choosing the ring that you’re going to be wearing for the rest of your life is a big deal. As such, you don’t want to make any mistakes that could make the hunt a lot harder on you. Here, we’re going to look at some of those exact kinds of mistakes, and what you can do to avoid them.
Not having a budget
Wedding budgets are notorious for growing endlessly. The more you spend on them, the more they seem to keep demanding and the same is very much true of wedding rings, as well. There are a lot of wedding and engagement ring budget sites that can help you set an arbitrary budget. It’s best to stick to paying what you know you can reasonably afford but, if you don’t know what that is, you should set a basic limit at the very least to make sure that you don’t go too far overbroad with it.
Not knowing what you like
You’re going to feel like a kid in a candy store if you go jewelry shopping without any idea of what you’re looking for already in mind. There are so many different ring types, jewel cuts, settings, and more, that whittling it down by eye alone can be hard. Get an idea of what kind of wedding jewel and band you want, in advance, getting to know the different styles so that you can better narrow down your options when it’s time to choose. You may want to match it with your other rings, as well, so keep in mind those styles.
Not picking out just a few stores
If one jeweler has more than enough variety to keep you guessing, then you can only imagine what it’s like when you go to one after another. There’s nothing wrong with picking out more than one store, but you should whittle your choices down before you actually make the trip. Make sure you’re getting quality service and good prices by looking at online opinions from customers like this Jared review. That way, you can at least rest easy that you’re not wasting time on overpriced places with poor service and low-quality rings.
Not considering your lifestyle
You might think that your wedding ring is a purely aesthetic choice. Indeed, if you don’t mind taking it off and putting it back on regularly, that might be true. However, if you want to wear it constantly, you need to make sure that it fits your lifestyle. More rounded, thinner rings tend to be better for those that use their hands a lot, such as to play an instrument or use tools. Those who manually work with their hands should also consider not getting too many loose gems that could easily come out, too.
No-one can guarantee that the hunt for the right wedding ring is going to go smoothly. However, so long as you follow the tips above, you can at least make sure it goes a little smoother.
Thursday, January 14, 2021
When you start to plan out your house move, it will probably all start many months, or even years, in advance. You’ll start to get weary of your current home, or you’ll see that it’s no longer suitable for your needs and circumstances. Then you’ll start to toy with the idea of just taking a look at what’s out there as an alternative. Then you’ll get serious, realizing that there is a decision to be made – will you move or not?
Once you’ve decided that it is time to move, everything else needs to fall in place. You’ll have to find the ideal place to move to, and eventually, the time will come when your moving day will arrive. But do you have a removals firm in place to help you get from one place to the next? If not, you might regret it. Read on to find out more.
Tuesday, January 12, 2021
Buying a used car is a great way to save money, but it can be risky. When you buy a new car, you can guarantee that it’s in good working order and there are not any hidden problems. However, with a used car, you have to take the word of the seller when they tell you that it’s in good condition and there is always a chance that it will have expensive maintenance issues that you need to deal with.
Following these simple tips will help you avoid getting ripped off when buying a used car but the most important thing you can do is to test drive it. If a dealership or a private seller is unwilling to let you test drive the car, start looking elsewhere because you can pretty much guarantee that the car is in bad shape. When you are able to test drive cars, there are certain things you should look out for to make sure that you are getting a good deal. Here’s everything you should be on the lookout for when test driving a used car.
Check The Bodywork
Before you get behind the wheel, take a good look at the outside of the car. If there are some small dents and scratches, that’s not the end of the world. As long as you are happy to live with it, they shouldn’t affect the performance of the car, just scratches fixed as soon as possible or they can cause the car to rust.
Speaking of rust, avoid buying cars that are covered in it because you will need to do extensive work on the body of the car and that can quickly get expensive. A little bit of rust here and there isn’t the end of the world but if the wheel arches are starting to fall apart, it’s not worth buying.
When checking over the bodywork, pay particular attention to the different panels and how they fit together, and look for any slight variations in color. This can be an indication that the panels have been replaced because the car has been in an accident, in which case, you need to ask the seller about the extent of the damage.
Test The Brakes
The brakes are one of the first things you should test because the car is dangerous to drive if they don’t function properly. Test that the car stops in a straight line and listen out for any squeaking or scraping noises when you stop. If there are strange noises, this is an indication that the brake pads are wearing down. This doesn’t necessarily mean that you shouldn’t buy the car because you can just look for local brake repair shops and get it fixed. However, you should consider whether the deal that you get on the car is good enough to justify spending money on new brakes. In some cases, you might be able to haggle them down and get them to knock off the price of a new set of brake pads.
Try All Of The Gears
Clunky gear changes can indicate issues with the clutch or the gearbox, so make sure that you try all of the gears to ensure they are smooth. In an automatic, take note of the gear changes and listen for any noises (ideally, they should be smooth and silent). Pay attention to where the biting point is as well because if it is near the top, that’s a sign that the clutch needs replacing soon.
Check The Steering
Make sure you can find a long stretch of straight road during your test drive so you can check the steering. If the car naturally pulls to one side when driving on a straight road for a long period, that’s a bad sign. There shouldn’t be too much noise when steering either, and the action should be smooth. A quiet whining sound is normal in cars with power steering but anything else is a cause for concern.
These are the main things that you need to check when test driving a used car, but you should also be on the lookout for anything else that feels strange. Looking at the pedals to see how worn down they are is a good way to get a sense of how old the car is, which is important because some people may lie about this. When you are buying a used car, always trust your guy and if something doesn’t feel right, don’t ignore it. Instead, look for other options and hold off until you find something that you feel confident about.
Sunday, January 10, 2021
Hearing health is something that a lot of us are aware of, but we rarely check up on it. Unlike our overall physical health, our teeth or even our eyes, many of us tend to ignore our hearing health. This isn’t because we’re neglecting it, but it’s likely because most of us don’t know the effects of hearing loss. When you start losing your sight, it’s rather obvious because you start to notice differences in what you can see versus what others see.
This is a lot different from our hearing health because it happens very gradually as we age or if we’re exposed to loud noises. As such, we typically can’t tell if we have hearing loss or not and we usually brush it under the rug. Sometimes we just don’t notice a sound or we might be focusing on something else so we don’t hear someone calling for us. It’s fairly natural for this to happen and we usually don’t do anything about it.
So what are the signs that you should get your hearing checked? What kind of things should you be looking out for if you want to take better care of your hearing?
Others complain about the volume that you listen to things at
One of the biggest telltale signs that you could be losing your hearing is if someone else complains about the volume that you listen to things. If you’ve ever passed your headphones to someone and they reel back because it’s too loud, or if they tell you to turn down the TV or your speakers, then there’s a chance that you might be experiencing hearing loss.
You work in a loud workplace
If you work in a relatively loud workplace that requires you to wear hearing protection, then it’s worth heeding their caution and ensuring that you have ear protection. Likewise, if you work in a loud environment such as driving a train, working as a DJ or even playing live music, then you’ll want to learn more about molded earplugs that could save your ears. If you work in a loud workplace, it’s a good idea to get your ears checked now and then so that you can ensure you’re not being affected by hearing loss.
You occasionally miss calls or alarms
Missing a call or alarm now and then is fine, but if you find that it happens more often than you’d like, then it’s worth seeing a hearing specialist. If it happens too many times and has caused you problems in the past, such as missing an important call or leaving a friend waiting outside your house for a long time, then you should definitely see an expert about it.
You find yourself pointing your ear at someone when you want to hear them
If you find that you’re constantly pointing your ear at people to hear them, then it could be a sign that you’re starting to lose your hearing. However, it could just be because you’re in a loud place, but it’s a concern that you shouldn’t ignore. While it doesn’t mean that you’ll need to start wearing a hearing aid every day, it could be a good wakeup call so that you start paying a little more attention to how loud your environment is.
Having a conversation makes you feel tired
Another sign that you might have hearing loss is if you feel tired after you have a conversation, particularly if it’s in a relatively loud space such as a crowded area. Trying to listen to people when we have hearing loss can be surprisingly stressful. This is because our body needs to compensate for our hearing loss, so we tend to strain our body if we want to hear something. This means that we can feel a little fatigued after a conversation. This makes it hard for us to be in social situations and can lead to us feeling isolated from others.
You experience a ringing or buzzing in your ear
A ringing or buzzing in your ear indicates that you have tinnitus. However, it doesn’t always mean that you have hearing loss. It’s worth checking as the conditions for both hearing loss and tinnitus are similar, but it doesn’t mean that one causes the other. While they are closely related, it’s good to remember that tinnitus can usually be treated in a number of different ways. You can retrain your ears to filter out the tinnitus, or you can even use devices to mask the tinnitus.
Friday, January 8, 2021
As a dog owner, you’ll undoubtedly want to make sure your canine companion is at his or her best. You might feed your dog the best food and give them plenty of love, attention, and exercise each day.
But, are you aware of the hidden dangers to your dog that may lurk in and around your home? Don’t worry because a lot of dog owners seldom know about those hidden dangers. Here are 5 of the top hidden dangers you need to know and how your dog can avoid them:
1. Rodents
Some people keep rodents like mice and rats as pets and look after them like any other household pet. However, wild rodents that roam the outdoors can pose serious health risks to dogs (and humans, for that matter). But, just how serious is the problem posed for dogs?
Mice and rats can bite dogs if they’re scared and feel they are in danger. A bite from a rodent can cause serious problems for dogs because rodents can transmit leptospira bacteria. That results in leptospirosis: an infection that can often be fatal to dogs of all ages.
You can take practical steps to minimize the risk of your canine companion getting bitten by a mice or rat. Examples include:
- Pest control surveys. Pest Authority and other pest controllers can check your home inside and out for rodent infestations and help you eradicate the problem;
- Store sealed garbage outside. Rodents will bite through plastic garbage bags to find discarded food to eat. Store your waste in trash cans or locked dumpsters.
2. Food and Drink
You would think that food and drink isn’t an issue for dogs. However, there are some foods and beverages you should never give to a dog or let them eat if someone in your household drops it on the floor. The foods dogs should steer clear of include:
- Chocolate;
- Candy;
- Coffee;
- Alcohol;
- Raw cooking ingredients, such as raisins, avocados, onions, garlic, and salt.
Suppose your dog has accidentally ingested even a small quantity of the above. In that case, you must immediately take them to Shallowford Animal Hospital or your preferred local animal hospital for treatment to help them expel the contents of their stomach.
3. Toys
All dogs enjoy playing with toys as it gives them mental stimulation and helps them stay fit and healthy. There are many different toys available to buy that get marketed as dog-friendly. And while that might be the case, the problem with those toys is when dogs break them.
It’s no secret that many dog toys get manufactured out of plastic for durability reasons. The trouble is, when dogs chew through those plastic toys, some pampered pooches might try to swallow them.
As you can imagine, when that happens, you’ll have to take your dog to your nearest animal hospital for treatment. Firstly, fragments of broken dog toys can pose choking hazards. And secondly, the jagged edges of plastic toys can cause internal tearing and bleeding.
You should keep in mind that those same hidden dangers also apply to dogs that chew and swallow toys for children. Always supervise your dog whenever he or she plays with toys, and keep children’s toys stored away from dogs.
4. Small Household Items
Most households will have things like remote controls and toys that require batteries to operate. If you leave batteries lying around within easy reach of dogs, the temptation for dogs to chew on those items might be too much to resist.
The same applies to other small items used regularly in households, such as buttons, rubber bands, and twist ties. Some dog breeds are more likely to pick up small household items and chew on them than others.
Still, irrespective of your dog’s breed, you should try to keep anything remotely interesting to a dog out of sight.
5. Small Animal Bones
There’s no denying that most, if not all dogs, will enjoy chewing on bones. If you live in a household where chicken and similar food gets eaten regularly, you might get complacent about where you discard the bones.
Let’s be clear: the only bones you should ever allow a dog to have are large ones sold by pet stores. Never give your dog discarded chicken bones as they can splinter and cut your dog’s mouth or puncture their stomach or esophagus.
Make sure you always dispose of chicken and other small animal bones in your garbage soon after you’ve eaten your meals.
Thursday, January 7, 2021
If you have an old car that is causing you problems, you might be wondering whether you should keep fixing it or just scrap it instead. Is it really worth the time and money that you spend on repairs?
This is a tough decision to make, especially if you like the car, and in some cases, you shouldn’t give up on it just yet. But in other cases, the car is just a financial drain and you’d be better off scrapping it. If you don’t know what to do with your old car, here are a few things to consider.
How Much Is The Car Worth?
When deciding whether repairs are worth it, you should consider how much the car itself is worth. If the car is only worth $500, do you really want to spend $400 on repairs? It’s only worth repairing the car if it’s actually going to be worth something afterward. If fixing it will cost almost as much as the total value, you’re probably better off scrapping it and investing in a new car.
Can You Sell It?
In some cases, it’s worth paying for repairs if you can then sell the car on afterward and make a good profit. So, when you check the total value of the car, think about whether you might sell it on afterward. If you can get some interest from potential buyers, it may be worth paying out for repairs. However, if it’s a car that nobody is really interested in, it’s best to just scrap it instead. You also need to consider the time involved with selling a car. If you search junk my car online, you can easily find companies that will take away your old car and give you a fair price for it right away. But if you are going to sell it privately, the whole process could take a long time. You need to think about whether you’re willing to put the time into repairing and selling the car or if you should just save yourself the hassle and scrap it instead.
How Bad Is The Damage?
Looking at the extent of the damage will give you an idea of whether you should repair or scrap your car. If the damage is mainly cosmetic and it won’t be that expensive to fix, perhaps just needing some slight repairs and auto detailing, you shouldn’t give up on your car just yet. If everything under the hood is working just fine, you can continue driving it for a bit longer. However, if there are some serious problems with the engine or the brakes etc. that’s a sign that you should replace your car. Severe damage can make the car unsafe to drive and it will be incredibly expensive to fix. In that case, the safest and most sensible thing to do is to get rid of the car and buy a new one.
You might not want to scrap your car but it’s important that you are realistic about these things. Unless the car is actually worth something and it will be safe to drive, you shouldn’t waste your money on repairs.
A stoma is a small bag you will be given after having an ostomy operation - and it is used to help the body to divert urine and faeces out of the body if your digestive system has been compromised for any reason.
Living with a stoma is a daunting prospect as often these will protrude from the body in the form of a small pinkish bag, and it is common for those who get a stoma for the first few months to feel a little self conscious and uncomfortable with this addition to the body.
Today we want to take about stomas and how you can get used to living with one if you have one this year. It is not as difficult as you may think and you can absolutely live a full and happy life with one.
Your stoma nurse
The great thing about the process of having ostomy products on your body is the nurse. Your nurse is trained to make you feel as confident and comfortable as possible and they will talk you through what a stoma is as well as how to live your day to day life with one. Your nurse will teach you how to care for your stoma, they will help you get used to food and drink with a stoma, and how to be confident in your intimate relationships. Your stoma nurse is a brilliant resource and you should utilise them.
Don’t be scared to ask
When you first have a stoma installed on your body it is only natural that you may feel uncomfortable and confused. There will be a lot of questions you will have for your nurse and doctor and this is the time when you should absolutely ask as many questions as you need to to understand life from here. Never feel afraid to ask a question because the more you ask the better it will be for you in the long run.
Find the right one for you
There are a few different types of stoma you can have for your body and it is important that you get the right one for your needs. When choosing a stoma for yourself you have 3 different options: regular, inward, or outward. When a decision is made on a stoma it will most likely be to down to the severity of your condition and your needs.
Clothing
One of the hardest things for you to get used to as a stoma wearer is fashion. We all know how hard it can be to feel confident in our clothing choices on a regular day but when a stoma is added to the mix things are more complex. However you can still feel happy and confident with a stoma as long as you consider wearing clothes more suited to one. Think of flowing styles of tops and dresses and stick to low rise jeans and pants to give room to your stoma. You can still dress to impress with a stoma so don’t feel as if you have to wear baggy T-shirts and sweats all the time!
Wednesday, January 6, 2021
Life can be a lot of fun, but it sure can be expensive. It seems that there’s always one cost or another to be paid, and while this may mostly be manageable, it can also leave us in a precarious position. All it takes is one large, unexpected expense, and we’re in trouble. While you can’t get rid of these costs entirely, there are things you can do to keep them to a minimum. In this blog, we’re going to run through some of the best methods for keeping your bank balance healthy, without compromising the essentials of life.
Review Your Costs
The expenses can just rise, rise, rise as we go through life. Once we’re in the adult world, it seems that all we’re doing is just adding cost after cost, especially once we’re settled. Even if these costs aren’t astronomical, you could find that they add up to a pretty penny when they’re all tallied together. If it’s been a while since you purged some of your costs, then perhaps now is the time to take a look at doing so. You could save a significant sum of money each month just by canceling subscriptions that you no longer need.
Read Up On Best Practices
The internet isn’t perfect, but it has changed the game in certain ways, including the information we have access to regarding saving money. You might know how to live on a cheaper budget, but there are people out there that do -- and they’ve happily shared that information with the world. So don’t think that you’re alone in your quest to save more money. There are many communities out there that’ll tell you what you need to know about saving money on just about everything imaginable, and all you need to do is spend some time reading.
Don’t Pay More Than You Need To
It’s bad enough paying for the essentials that are compulsory, but it’s oh so much worse to pay for things that aren’t our responsibility. Yet that’s just what many of us do. Not every bill that comes your way is a necessary expense. In some cases, the price will be negotiable -- you can often get a reduction just by haggling a little. In other cases, the expense will really not be your responsibility. If you’re in an incident on the road, then an auto accident attorney can help you to get the money that’s rightfully yours. People even overspend on their taxes because they don’t realize that things like sales tax and health insurance premiums can be written off.
Earn More Money
If you want to reduce the percentage of your income that you’re spending on expenses, then you have more than one method to reach your goal. You can reduce your expenses directly or you can earn more money. The latter may sound like a pipe dream, but it’s not. You can add 10-20% to your income just by starting a side-hustle or by asking your employer for a raise. Many bosses are happy to give it if they’re asked.
Tuesday, January 5, 2021
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I have been working in call centers for almost a decade. For ten years, I have been lacking sleep everyday, depended on a fast food diet, a...
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Over time, it’s easy to get into habits that are a little on the unhealthy side, such as having a takeaway every Friday night. However, if ...