Sunday, June 17, 2018

When You Really Should Stand Your Ground

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Are you one of those people who like to avoid conflicts? That is excellent because it means you should manage to live your life without raising your stress levels too often. However, there are some instances in which you should always make a stand and dig your heels in to ensure you get justice. Standing up for yourself at the right times is vital in this society because nobody else is going to do it for you. If you don’t make a stand and highlight your rights, there is a chance the offender will continue their actions and affect many other people. So, sometimes you have to be brave and shout until the world hears. 

When doctors make mistakes 

Doctors and surgeons make mistakes all the time that lead to pain and heartache for their patients. If that ever happens to you or something you love, it is imperative that you take the professionals to court and make a malpractice claim. Malpractice cases can take a long time to reach their conclusion, and so you will need the backing of an experienced lawyer with an excellent track record. Do not accept the first compensation offer you receive, and make sure you keep fighting until the judge awards a suitable package for your upset. Failure to do that could mean the doctor or surgeon goes on to hurt other people. 

When law enforcement officers lie

Everyone agrees that we need law and order in our society so we can function and play our roles unhindered. However, there are some instances in which police officers break the rules, and video evidence of those instances is becoming commonplace online. If you see that someone in your community is being framed by a less than ethical law enforcement officer, it is vital that you speak up and let the world know the truth. That is essential not only for the individual concerned but also for the culture in which police officers operate. The public cannot stand by and allow a few bad apples to ruin the bunch. 

When you see bullying in any form

Bullying can occur in many different ways, and it’s not always children who find themselves on the receiving end. You might encounter harassment at work, and you might even see someone attempting to take advantage of a senior at some point. If that ever happens, it is your duty to highlight the issue and do something about it. Do not ignore the person and allow them to get bullied by someone who does not have their best interests at heart. Alert the authorities or step in and say something at the time. 

It is critical that everyone learns to stand their ground in the situations mentioned in this post. If people turn a blind eye to injustice, the case will persist and worsen as time progresses. So, you need to nip those actions in the bud the second you notice them. Encourage your friends and all the people you love to do the same thing. If people follow that advice, the world we live in will improve. 

Thursday, June 7, 2018

Do you spend hours listening to music? In the car, in the mornings with your coffee? Perhaps you listen to classical music in the evenings? Or just on some headphones on the way to work. It doesn’t matter how you are listening to music; it only matters that you do. Why? Well, in 2011 scientists found that music releases dopamine – the feel-good chemical in the brain. 

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Some songs bring us back to those points in time. Sitting in long grass with headphones in, watching the world pass by, little to no reasonability. The smell of summer in the air, small puffs of clouds passing by, and daydreaming. Or, a song that gets you pumped up and ready to take on a big meeting at work, the horrid rush hour traffic or reminds you of feeling confident and in control. 

We all have music that takes us to particular places in our life, triggers important memories that we have stored away. But how can we expand on that and use music to improve our mental health? 

Focus: Classical music is the best thing for helping you focus, it also brings a lot of calm. Generally, any music with a tempo of 60 beats per minute increases your brains' ability to process information. Playing classical music in the background while you get on with your task is one way to utilise it. 
Social Connections: Music can stop us feeling alone, often times sharing playlists with friends, going to live music places or chatting on forums about bands you love can alleviate some isolations. 

Motivation: Eye of the Tiger anyone? If you need a bit of a boost to get through chores that you just can’t face right now, pop on some of your most loved upbeat tunes. Once the beat catches you, even on a not so great day, you’re likely to bop along and slowly work through what you need to do. 

Expression: If you have problems telling your loved ones how you are feeling, then consider making them a playlist of songs to help them understand. Music is compelling as a communicator, from ecstatic happiness to feeling like you can’t breathe right now. Whatever it is you want to say, you can use music to convey that. 

Relaxing: This one kind of goes without saying, music helps you relax. It doesn’t matter if you choose to have it in some headphones, or on in the background, taking a minute out of whatever is going on it your day to inhale, exhale and switch off a bit is helpful. 

When you have time, sit down and make a playlist for a few moods, things to perk you up, things to get you in the zone for your favorite activity, music that brings you back to particular moment and music that has made an impact on you. You might even consider picking up an instrument like the ukulele and using easyukulelesongs.com to take it to a whole new level of enjoyment. 

“Music is the greatest communication in the world. Even if people don't understand the language that you're singing in, they still know good music when they hear it” - Lou Rawls

Monday, June 4, 2018

A Daydreamer's Guide To Visiting Lake Como, Italy

I dream of traveling the world. My greatest yearning is to be able to go to places I only read about in books. I have a modest travel bucket list of 15 places I would like to see and visit in this lifetime. Having ticked off only two in the list, I know have a long way to go.

Italy owns the top spot on my list. The primary reason I would love to visit Italy is that I would love to have a luxury vacation in one of those rental homes in Lake Como. This is written in big, bold, red font on my travel bucket list.


The other reasons I chose Italy is because I would like to visit the Vatican City, the seat of my Catholic faith. I would want to see St. Peter's Basilica, The Sistine Chapel, and the Vatican museum. I want to have a chance to marvel at the structures built by the ancient Romans. Of course, no vacation would be complete without having a chance to dine with the locals and experience authentic Italian cuisine. 

I was born, raised, and still living in a busy city. I dream of living far away from an urban jungle, where I can indulge in a laid-back lifestyle close to nature. This is why I am filled with the wanderlust of Lake Como.

Well, since Lake Como, Italy is on the top of my bucket list, I have done my research on the place. So if and when my dream becomes a reality, I will be well prepared. In this post, I will be sharing what I have learned so far. So here goes.

Where is Lake Como?

Lake Como is located approximately 31 miles north of Milan, near the border with Switzerland. Oddly shaped like an inverted Y, with depths of up to 1,300 feet, it is one of the deepest lakes in Europe, The serene waters, the rich and perfectly maintained gardens and luxurious villas with a view of the Alps make it the most idyllic destination for total relaxation. It has also been the favorite vacation place of the noblemen and wealthy since the Roman times.

For centuries, the lake's majestic views have drawn artists, musicians, even royalty to this place. The beauty of Lake Como is the inspiration behind countless works of art and musical masterpieces. If I were to get a chance to visit Lake Como, I would probably be so inspired I could write a book!

Getting to Lake Como is an hour and a half to two hours drive from Milan if you have a rental car. Another way is to take a train that from the Milan Central Railway station to Lake Como. Travel time through this route would be close to three hours. I am determined to get there someday so I have researched transportation, fare, and routes. I think I would choose a train ride and enjoy the scenic countryside.

Well, since Lake Como is on the top of my bucket list, I have done my research on the place, if and when my dream becomes a reality.

Where to stay and Best times to visit

There are several cities and villages on Lake Como so finding a place to stay would not be difficult. The major tourist destinations are the towns of Como, Argegno, Bellagio, Gravedona, and Tremezzina. You can choose to stay in a lakeshore villa or you can opt for a place in a higher elevation that would offer a view of the lake. Of course, deciding where to stay would depend on your budget.


Summers in Lake Como run from July to September and is the peak tourist season. Temperatures reach a high of 30C (86F) during this time. Many outdoor activities become available, like swimming in the lake, playing golf, and kite surfing. Since these months draw in the most number of tourists, expect high rates too.

The month of May is generally considered the wettest month, so if you don't like rain, avoid going there during that time. Autumn is always a pleasant time to visit too. The changing colors of the leaves on the trees and the serene waters of the lake give you that dreamy, romantic vibe!

If you love winter activities then the months of December to February would be the best time for you to visit. Not only will it give you the chance to try out the ski resorts, you'd also benefit from exploring the place with fewer crowds. It would be nice to spend a Christmas holiday there, wouldn't it?

Things to do and Places to See

There are various activities to do while in Lake Como. For the nature lovers, you can always choose to go hiking. A popular choice is the 45-kilometer long Sentiero del Viandante located on the east coast of the town of Como. It offers fantastic views and historical landmarks along the path. If you are looking for more thrills, you may want to try zip lining or bungee jumping. Yes, they have those too at Lake Como.

Water sports are widely popular in the warmer months. Aside from swimming in the lake's refreshing waters, one can also engage in sailing, kitesurfing, and windsurfing. If you'd rather opt for easy activities, you may go fishing or take a relaxing boat ride. There are ferries that offer scenic trips throughout the length of the lake. Tour guides on board will be introducing you to grandiose lakeside villas, and even point you to the villa owned by no other than George Clooney!

Lake Como offers its visitors a chance to take a walk in picturesque gardens. You will be surrounded by perfectly manicured lawns, trees, and shrubs and be awed by the beautiful flowers blooming everywhere. What a romantic place for a leisurely walk hand in hand with your loved one! If you are still looking for unique places to visit, try going to some olive groves and purchase authetic olive oil right from the source. A wine tour would be an exciting activity too.


Take advantage of visiting centuries-old churches and museums. The Basilica of Sant’Abbondio is one of the oldest churches in Como. Construction started in the 5th century AD. Renovations and extensions were finally completed in the 14th century! Another place worth visiting is the Como Cathedral or Duomo di Como. It is a beautiful, massive church dedicated to the Assumption of the Blessed Virgin Mary, built between the 14th and 18th century. Its facade boasts of intricately carved statues, representing the gothic style architecture of the period.

As I mentioned earlier, any vacation would not be complete if you don't indulge in the local cuisine and experience the delicacies native to the region. Forget those diets for the moment and enjoy good food, good wine, great coffee and dine al fresco!

The plan

I believe I have done enough research. Here is my simple 5 step plan to make this dream into reality:

1. Create a vision board
2. Use that as a motivation to save money for the trip
3. Set a target date and check the cost of airfare from here to Milan
4. Check availability and room rates for accommodation.
5. Save. Save. Save!

I am determined to be in Lake Como someday soon.

I will create my vision board today and pin it on my office wall. One day, I know, Lake Como will no longer be a dream but a beautiful memory of a once in a lifetime trip.


Wednesday, May 30, 2018

3 Ways Stoicism Can Make You More Resilient

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In life, it’s generally best to try and acquire positive habits that will improve our circumstances, make us happy, and guide us towards success, without us having to sacrifice our wellbeing and struggle dramatically in the process.

Nonetheless, it is sometimes necessary to use sheer willpower to push through difficult times, find the light at the end of the tunnel, and win the rewards we are seeking. A demanding profession such as being a skilled personal injury attorney, for example, will invariably require some force of will — both to qualify in the first place, and then to practice successfully.

For this reason, it can be immensely helpful to have a philosophy at hand that helps us to thrive and become more resilient in high-pressure situations.

Here are some ways that the ancient art of stoicism can help you to become more resilient.

By reminding you to focus on what’s in your control

The key focus of stoic philosophy is to understand what is completely in your control, what is outside of your control, and to know the difference.

The reasoning used by the ancient Stoic philosophers such as Marcus Aurelius and Epictetus led them to conclude that the only thing that was ever truly in our control was our own thoughts and responses to things. That’s because we hold on to these things when all else is taken away from us.

For this reason, the Stoics argued that everyone should focus primarily, if not exclusively, on their reactions to situations, rather than to the situations themselves. 

Everything outside of a stoic’s immediate control is considered “indifferent” — either a “preferred indifferent” or a “dispreferred indifferent”. What this means is that there are some external circumstances that you’ll enjoy more and less than others (including everything from wealth to violent death), but that the only true “good” is behaving virtuously.

In life, it’s often not possible to know for sure what the future will hold. But we can always act properly.

By reminding you that virtue is more important than popularity or comfort

The stoic understanding of “virtue” can be a bit confusing and perhaps contradictory, but the basic idea is that acting and thinking in the “right and honorable way” is the only true “good” in life.

Everything else — from popularity to comfort — is seen as an indifferent (as mentioned above).

This stoic doctrine can help us to consider that, even if we’re not completely content with how things are working out in our lives, we can always take pride in acting with virtue, courage, and honor.

By encouraging you to enjoy the simple pleasures in everyday life

One thread that runs through much of stoic philosophy, is that it is good to appreciate and take pleasure in the small blessings we encounter in our everyday lives, rather than always feeling displeased and discontented until we achieve our next great goal.

As stoicism encourages the enjoyment of “preferred indifferents”, as long as they don’t interfere with virtue — will have free license to properly revel in those moments over the course of the day that makes you smile. The taste of your breakfast, the sight of a beautiful sunset, or the cool breeze on a hot summer day.

Saturday, May 26, 2018

Sweet Dreams Are Made Of These Little Lessons

Are you struggling to get to sleep at night? That’s an issue because, without the right amount of sleep, you will find yourself feeling more stressed through the day. A lack of sleep will impact you both physically and mentally so you must do what you can to make sure that you are getting the right level of sleep each night. So, how much sleep do you need?

Well, you can function on anything from a few minutes to a few hours depending on how much sleep affects you. However, to function effectively or reach your maximum potential, experts suggest that you aim for at least eight hours a night. Be aware though, that the quality of sleep does matter. Takes dogs for instance. Now, if you have a furry friend, you might notice that dogs sleep a lot. Indeed, a domestic dog will spend roughly seventy-five percent of the day snoozing away. This is because they hardly ever reach the deepest level of sleep. That’s why even the slight jolt will wake them. They are constantly on alert.

To get the best rest, you need to make sure that you are reaching REM stage four. We’re going to look at the stages of sleep a little further down and what can impact you reaching the later stages.

Essentially though, there are a few lessons you need to get a good night of sleep.

Get Comfortable With The Right Kit

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If you want to make sure that you get a good night of sleep, then you need to make sure that you are comfortable. This can be quite difficult because everyone sleeps differently. So, if you share a bed, your sleeping behavior might not be the same as your partner. The good news is that you can fix this by getting an adjustable bed. While expensive, these type of beds allows you to change the slope, depth and firmness of each side of the bed. 

Or, you can just make sure that you have enough space with a big bed. By purchasing big beds, you can make sure that you don’t feel squashed or uncomfortable through the night. You may also want to purchase a memory foam mattress. If you can’t afford one, you can get a memory foam layer for your bed that could be just as effective. 

Ultimately, you have to find the right bed for you and make sure it fits your sleeping behavior perfectly. Not every bed suits every person.

Tech May Torment You 

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You may not know that electromagnetic energy from some of the tech that we rely on such as the cell phone, the laptop or even the smart TV can keep us awake. Ultimately, it stops us getting from the deepest level of REM sleep and this could leave you feeling exhausted in the morning or drained. If you are constantly feeling like you haven’t been to sleep, you might want to think about making your bedroom a tech-free zone. You might think that you won’t be able to wake up without your phone alarm. But, without that tech under your pillow, it’s possible that you’ll wake up earlier without the wake-up call and feel refreshed enough to not reach for the snooze button. 

Correct Your Diet

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There are a few things in your diet that could be impacting your level of sleep. Are you a coffee drinker? Caffeine counteracts a chemical in your body that is used for your natural sleeping pattern. Drinking too much coffee can cause you to feel more awake when you need to sleep and exhausted when you want to be awake. You might also find that you are a restless sleeper. Have your sheets been torn off the bed when you wake up in the morning? If so then you might want to think about adding a banana to your daily diet. With a banana, you can regulate your body movements and stop your body from tossing and turning due to the potassium it provides. 

High levels of sugar in your diet can also impact your sleeping pattern. Particularly, if you are consuming sugary snacks a few hours before the lights go out. 

The Chicken Or The Egg

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Finally, consider what comes first: Are you stressed because of a lack of sleep, or, is stress causing you to have trouble sleeping. It’s an important question because if stress is causing your sleep troubles, there are ways to correct that. Try writing down your issues before bed and that way you’ll be able to make you deal with them and get the good night of rest you need. 

Sunday, May 20, 2018

Organizing your family can feel like a tough task. There is always something to do, places to be or kids sports clubs to attend. To keep all of that information in your head would be crazy. It’s easy to forget things or become unorganized over time. So I thought it would be a good idea to share with you some tips for getting your family life on track.

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A good calendar or journal

The first tip for getting more organized would be to consider getting yourself a big wall calendar or journal. This will be an essential tool to keep you on track. It allows you to place all appointments and events in the one place. At a glance, you will be able to see what you have on that day and week. This avoids you double booking yourself or overcommitting. You will also be able to communicate with anyone else involved and organize the week ahead of time. This will help for pick and drop offs.

Meal Plan

Planning your meals in advance can save you time and effort during the week. Especially on those busy nights where you may end making something unhealthy or ordering in. Meal planning can save you money on a weekly basis as you tend only to buy what you need. You may also want to think about batch cooking in advance, meaning you save even more time at night when preparing meals.

Keep all your family health check up to date

It can be difficult to remember when you need to do what. Especially when it comes to family health check ups. From health checks at the doctors through to eyes and hearing tests, they all need to be kept up to date. You also need to be able to manage expectation of appointments like hearing, so you can find out more online on how you can do that. Health checks are essential to keep underlying problems at bay or to hopefully stop and resolve issues in the future. Eye tests, hearing and general health check ups should all form part of the yearly schedule for the family.

Organize your home to make life easier

You don’t need to be one of those super organized people with labels on drawers or color coordinated wardrobes. But you can make life a little easier for yourself. School bags can be kept in the same place, as can coats and shoes that you need each morning. Try and pack things the night before to save yourself the morning rush. All it takes is to think outside the box a little at what could make things easier. Then put a plan in place to implement it.

Keep a schedule

Finally, try and keep yourself to a schedule each week. This is for things like grocery shopping and chores. If you know what needs to be done each day, you will have a much better chance of getting it done. Rather than being busy doing a lot of nothing. Again it can be as simple or complex as you want it to be, but see how much more organized your life gets by doing it.

I hope this helps you get your family more organized.

Friday, May 11, 2018

Bring Some Class Into Your Garden


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It's a far too common occurrence that a lot of people tend to focus, almost exclusively, on the interiors when taking care of their homes. Now, there's nothing inherently wrong with this. After all, you're going to end up spending the vast majority of your time inside your home, so it makes sense that you will focus a lot of your energy on it. However, it becomes a problem when you focus so heavily on the interiors of your home that you start to neglect the outdoor spaces. Your garden is a part of your home as well, and if you're not paying enough attention to it, then it's going to start to suffer. With that in mind, here are some ways to bring some class into your garden.

Keep the lawn trim

There's a pretty good chance that your lawn is the most significant and obvious part of your garden, so it only makes sense that it's going to have a serious impact on how it looks. Even if you're not paying that much attention, you can tell at a glance if your lawn is unkempt and overgrown. Because of that, it's important to mow it as frequently as possible. If you only mow it occasionally, then you're just going to end up with a lumpy, uneven lawn that both looks and feels pretty unpleasant.

Create divisions

One of the best things that you can do to help your garden look just a little bit neater and classier is to divide it up into sections. If you just have things growing all over the place, then it's going to look a lot messier, and sometimes that's okay. Having areas where you divide your garden into different areas for things like flowers, vegetables, seating areas, and the lawn can really make a huge difference. Not only that but it makes it a whole lot easier to take care of that way as well.

Improve your patio area

There's no point in having a really nice garden if all you can do is sit indoors and look at it through your window. You should make sure that you have a patio area that you can actually use. Using things like Indian sandstone can help to bring a touch of elegance to your patio giving you an area of your garden that is not only practical but pleasant to look at as well. That way you can create a space for yourself where you can sit in your garden and enjoy all of the hard work that went into making it as wonderful as it is. 

Now, no one is saying that you need to dedicate all of your time to your garden, after all, the key is to find the best possible balance that allows you to bring them both up to the highest possible quality. If you're able to balance spending time on your interiors and exteriors, it's going to be that much easier to make it a part of your everyday routine.

Wednesday, May 9, 2018

Every member of your family has a hard week, whether they’re working in an office full-time or studying at school full-time. You might not relax together as a family as much as you’d like because you’re all busy during the week. Once the kids finally do finish their homework and you’ve all had your dinner, you probably just want to crash onto your bed and fall asleep. Rest is an important part of relaxing and recovering after a long day, but you and your family should also find some time to relax whilst you’re still awake. Eating dinner together is important, but that shouldn’t be the only time you gather as a family. The following suggestions should give you some ideas for family activities to help you unwind. If you have a free weekend then you should use it to try these things out.

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Do something creative.
The best way to unwind as a family is to do something creative together. You could try painting as a family. None of you need to be the next Van Gogh for this to be fun. You just need a blank canvas, some paint, and the desire to be creative. If you create a work of art then you could even hang it on your wall. That’ll be a testament to the importance of spending time together as a family. If the piece of art is an atrocity then you can hang it on the fridge and laugh at it as a family. Either way, it’ll bring you all together, and it’ll be a great way to unwind. Of course, there are other creative ways to unwind. If anyone in the family can play guitar then you could sing songs around the fire in your back garden.

Have a day of games and festivities.
If you really want to get the kids on board with the idea of spending the weekend together as a family then you should promise a day of games and festivities. You could play a classic game of Hangman with a pencil and a piece of paper. You could get Monopoly out if you think you’ll be able to play it without people getting too competitive. You might even want to try out an escape room in your local area. Solving riddles in a locked room with your family before the time runs out will teach you to work as a team. Of course, it’ll be an adventure too. The point is that your day should be full of fun things for everyone to enjoy; don’t just organize a day out that will make the parents happy. It’s important that you connect as a family.

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Relax outside.
The best way to unwind with your family is to get outdoors and enjoy some fresh air. You could simply relax in your garden by playing on the water slide, or you could even head out to your local park. Take a frisbee and pack a picnic. You could have a really fun day with the family if you just got outside and did something together. You don’t need to plan an extravagant day out; what matters is that you’re all together.

Wednesday, May 2, 2018

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There are a lot of challenges that are going to face you when you start any kind of business. Whether it's getting the funds together or attempting to reach out to the largest possible audience, being a small business that's just starting out can often involve a lot of roadblocks. However, it's often the case that one of the most significant roadblocks that you have to deal with is the perception of your business from the outside world. This happens far more often than a lot of people realise but, in the internet age where anyone can set up their own business, it's often hard to get people to take you seriously. If you're not doing things exactly right, it can often be very easy for customers and investors to assume that your business simply isn't worth taking seriously. With that in mind, here are a few things that you can do to show the world that you really do mean business.

Improve your branding

The first thing that sets any truly professional business apart from the amateurs is their branding. The reality of the modern world is that customers are surrounded by so many businesses that it can actually be kind of overwhelming. Because of this, most customers end up having to focus on the most surface level aspects of a business when choosing between them. This might sound shallow but modern day customers just don't have the time to spend weighing up various different businesses. If your branding looks amateurish, then customers are going to assume that the rest of your business isn't going to be worth their time.

Use a virtual mailbox

It's a real shame, but a lot of the time, if a customer sees that your business is based out of your home, they will assume that you're not worth paying attention to. It won't matter how great your product or service is, they will assume that you're an amateur. Fortunately, there is a way around this. The use of a virtual mailbox from a site like physicaladdress.com can help to present your business as being much better established than it is. Customers can see that your business has a dedicated space and, regardless of the reality that your product was always high quality, will be much more likely to give it a chance.

Leverage your size

Of course, you don't always have to treat your business's size as a disadvantage. There are so many huge companies out there, and customers are actually becoming less and less interested in them. Instead, customers are becoming more engaged with smaller businesses that they can relate to on a personal level. You might not have considered it before, but one of the best things that you can do is to leverage the size of your business in comparison to bigger companies. You can show customers that you're far more connected with them than huge businesses could ever be. Creating this personal connection with your customers is something that is so valuable and far easier for smaller businesses to achieve.

Project confidence

One of the most common mistakes that a lot of new businesses make is that they act somewhat apologetic for their size. They often act as though customers would be better off going with a larger business since they simply can't achieve the same results. This is tantamount to business suicide. No matter what level your business is working at, you need to make sure that you project the kind of confidence that your customers are interested in. Be unapologetic in boasting the things that your business can provide. Your customers want to have faith in your business, and without that faith, they're almost certainly just going to end up going elsewhere.

It's easy to get discouraged when your business is first starting out, and you're surrounded on all sides by much larger and more well-established companies. It can often be enough to make you feel as though you're never going to be able to reach that kind of level. Just remember that even the biggest and most successful business in the world started out in the same position as you. Focus on what you're doing and the level that you're at rather than spending all of your time worrying about businesses that are way higher up the food chain than your own. Once your business reaches those heights, and you're in direct competition with them, that's when you can start to be concerned about what they're doing.

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For a lot of people, the dream is always going to be to move overseas. Whether this has been a dream of yours for a long time, or it’s something that you’re only just starting to think about, you may find that moving abroad is all you want to do. Because when you have a dream, it tends to be something that you fixate on until you make it happen. As dreams go, they’re often always going to be scary, big, exciting, and just that little bit out of reach. Because they wouldn’t be dreams otherwise. But when it comes to moving abroad, this can often be something that you know you want to go after, but you just don’t know where to start.

It’s safe to say that the process of moving overseas isn't going to be easy. If so, we’d all be doing it. But at the same time, it’s not something that has to be impossible. As long as you have the right expectations and you’re willing to put the work in to make this happen, you can enjoy a new life abroad. Because this is what it’s all about - creating the best life for yourself. If you’re happy with your life and you very much want it to stay as it is now, then perhaps moving abroad won’t work for you. Because everything will change. But if this sounds like a dream come true, here’s how to create a new life for yourself abroad in ten simple steps.

1. Know Where You’re Heading

While some people will know exactly where they want to be when it comes to creating their perfect life abroad, not everyone will. Because sometimes, it’s more of a vision than a definite plan. So the first thing you need to do is figure out where you want to go. This list might be able to inspire you https://www.forbes.com/sites/laurabegleybloom/2018/01/08/quit-your-job-and-move-abroad-the-cheapest-places-to-live-in-2018/. When you’ve chosen a location, the fun can then begin.

2. Know What To Expect

Next, you need to have a bit of a rough idea of what life is going to be like for you. The worst thing you can do is to have all of these incredible images of what your new life overseas will be life to them find out that actually it’s nothing like that. So, connect with other expats, join forums and get talking to people online. This is often a great way to make sure you’re managing your expectations.

3. Get To Know Local Laws

As a part of that, you’re also going to want to make sure that you get to know any laws or customs that the location will have. If these are drastically different to what you’re used to, it will be handy for you to figure this out well in advance. That way, you’ll ensure that you are going to fit right in as a new resident.

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4. Visit The Area

But before you make any rash decisions on heading out when you’ve never even been to the location before, you’re going to want to make sure that you visit. Paying a visit for a week or two and taking a vacation there will allow you to get to know the different areas, and scope out the place before you dive right in.

5. Rent Somewhere

From here, the next thing that you need to do is find yourself somewhere to live. At first, it’s often a  good idea to find an apartment rental, just so you can be sure that you’re in the right place. Something like this - http://www.transitionsabroad.com/publications/magazine/0411/finding_an_apartment_rental_abroad.shtml can often help you to make the right decision.

6. Find A Job

The next thing on your list needs to be a job. Ideally, you’ll have enough money saved to support yourself for a while, but you will also need to be actively looking for a job. These tips https://www.monster.com/career-advice/article/9-tips-that-could-help-you-land-a-job-abroad-0916 should be great for helping you with your search.

7. Set Up A Business

On the flip side, maybe you want to start your own business and that’s always been a part of the dream for you? When that’s the case, you will want to know the local procedures like https://www.rumah.com/panduan-dan-referensi/mengurus-sertifikat-tanah/contoh-surat-perjanjian-jual-beli-ruko before you dive in. You may also want to speak to a commercial property specialist to get their advice on the best way to go about it.

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8. Make Friends

When you do move, or even beforehand, you’ll want to ensure that you can make new friends. This may seem hard but as this shows https://www.buzzfeed.com/erinfrye/all-new-friends/ you can make it happen. This will also help you to settle into your new life.

9. Contribute To The Community

At the same time, you’ll also want to make sure that you’re apart of the local community. Join in with events, help out, and make sure that you’re really getting involved. This is often the best way to make sure that you can adjust to the new location and really make a life for yourself here.

10. Live!

And last but not least, you have to make sure that you embrace the new life that you’re created for yourself. Above all else, you have to enjoy it. Even if you get scared and things aren’t as you’d expected, run with it. Of course, life will be different now, but that doesn’t have to be a bad thing. Instead, you just need to be able to out yourself out there, try new things, and get used to this way of life. When you do, you’ll be able to live the life that you’ve always dreamed of.

Friday, April 27, 2018

There are many reasons why people borrow money. In my opinion, people are forced to borrow money as a last resort when they could not raise the amount of money that is urgently needed. For those who are borrowing money for the first time, especially from family members or friends, it is not easy for them to open their mouth. They run the risk of their pride being hurt if their request is rejected.

In the old days, parents borrow money from rich relatives to put their children through higher learning but now we have study loans from educational ministry, association, etc. Once their children starting working, the loan will then be paid back in installments. There are advantages and disadvantages with borrowing money for their children education. With the loan, their children had the chance for better education and a better future. The disadvantage is that the children have to pay back the loan once they started working. 

These days, having your own personal transport such as buying a car is necessary when the young people joined the working force. In countries, where there is a good public transport system, owning a car may not be necessary. It is only when public transport is scarce that getting a car is necessary. When we don’t have the cash, we need to apply for a car loan before we can buy a car.


With an auto loan, we get a buy a car to commute to and from work but the disadvantage is that we are burdened with the repayment of the loan for the agreed period, sometimes for a minimum of 10 years. The same applies when we want to buy a house. We need a bigger loan to purchase a house. Applying for a house loan could burden us with many years of repayment.

One advantage of taking a loan e.g. housing loan from established loan lender is that the loan is covered with insurance and if the borrower dies before the full repayment of the loan, the next of kin that inherited the house need not have to continue with the loan.

Sometimes, applications for a loan can be rejected or disqualified for certain reasons when terms and condition were not met or complied. What happens is that people who need the money urgently will turn to alternative means to borrow money such as the California bridge loan lenders. Bridge loan lenders provide homeowners with residential bridge loans in California or commercial bridge loans for real estate investors. These bridge loan lenders offer fast approval and funding, competitive rates and reliable service for direct bridge loan financing.

Sunday, April 22, 2018


When choosing how you are going to operate your new business, you may decide that an LLC formation is the best structure to have. There is a lot of flexibility within an LLC, which can be beneficial for both you and any business partners you may have. However, what’s important to remember is that this entity type is not federally recognized. This means it varies from state to state. As such, you may have to apply for EIN online to get it registered with the federal government. Let’s take a look. 

How Does an LLC Work?
A limited liability company is designed to allow business owners to run their company in a few different ways:

First, you can be an individual and form an LLC. In some states, you have to have at least two partners, but that’s not always necessary. 

Second, an LLC has pass-through tax benefits, which means that your business earnings and wages are not taxed separately. The money you make is only taxed once, not twice. 

Finally, since it has limited liability, partners in an LLC are not responsible for business debts or financial burdens. This is one of the better benefits of having this entity type. 

Overall, you can run the business on a more personal level while still keeping your liability to a minimum.

What is an EIN?
An employer ID number is used to create a separate tax entity for business purposes. While you can start your LLC with your social security number, an EIN may be necessary for the following reasons: 

  • You have employees
  • You have more than one partner
  • You wish to be taxed as a corporation or partnership (meaning you don’t want to use your SSN for business expenses)

To get an EIN, you can use a third-party organization to help you fill out the paperwork and get the number from the IRS. Fortunately, you can usually get the number in a day or so and start using it right away. An EIN is also helpful if you want to open a business bank account since most financial institutions won’t accept an SSN. 

Bottom Line
An EIN is not always necessary for an LLC, but it’s recommended. 

Friday, April 20, 2018

Moving Country: It's Expensive, But You Can Cut The Costs

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You’re probably excited and apprehensive about moving country in equal measure. The new experience is exciting, but the cost of moving can be stressful. Still, whilst moving your entire life to a brand new country was always going to be an expensive process, that doesn’t mean there’s nothing you can do to improve your situation. There are lots of ways to reduce the costs of moving so that you’ve prepared yourself financially. And that’s important because you’re going to need a strong financial safety net. Here’s some advice to cut the costs of moving country.

Learn about buying property abroad.
We’ve talked a lot about the logistics of buying property abroad before because it can be confusing for anyone who doesn’t understand the laws of a foreign property market. Of course, investing in foreign property is tricky whether you’re looking to sell on that property or keep it. It’s important that you learn about the foreign property market before you purchase a new home in a new country. You need to know how the terminology works in a foreign country, for example. That isn’t just a matter of the language barrier - it’s just that the property market isn’t universal. Details differ from country to country.

You might even want to seek help from a specialist who can help you with your property purchase to make sure that you’re getting a fair and cost-effective deal. Otherwise, you could end up wasting a lot of money on a bad property; and the costs might continue in terms of maintenance or other expensive aspects of the property that you didn’t fully understand because of the linguistic and legal difference between your present home country and your future home country.

Prepare for the costs of becoming a citizen in a new country.
Unless this is only a temporary move, you’ll probably need to become a full citizen if you’re going to move to a new country. Of course, this comes with its fair share of costs. You should head here if you’re looking for a cheap option when it comes to the immigration medical examination. The technical side of moving to a new country can be costly if you don’t do your research first. You might also want to save money by learning about the difference in cost of living when comparing your home country to your future home country. You might want to rethink your expenses to make a new budget for your new life. This will help you to avoid costly lessons once you’ve already moved.

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Transport your belongings cheaply.
The final way in which you could save money when moving country is to make sure you transport your belongings as cheaply as possible. Obviously, your possessions are very precious to you; you want to make sure they reach their new home safely. However, speed doesn’t matter. And you can save a lot of money by choosing to ship your belongings overseas rather than transporting them via plane. Otherwise, you could be spending 4 times as much as money. Save yourself a massive expense.

Thursday, April 19, 2018

Getting Older? Don't Panic

For a lot of people, getting older is a frightening prospect. The changes that the body goes through often do not mirror the mind, and age often comes with frailty, infirmity and a general vulnerability to illness. The life expectancy for men and women has continued to rise year on year, which means that you get the chance to live a lot longer – based on the right choices. Everyone wants to live that little bit longer, but there’s no point in living longer if you’re not going to live life in a healthy manner.

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Old age is something that should be taken very seriously. It demands to be taken seriously, whether you want to or not. You can’t be flippant about your age if you’re not looking after yourself. Remember the vulnerability that I mentioned earlier? Old age comes with that, and your body won’t be so accommodating of the pressure that you put on your body in your 20s when you’re 60. Living longer is the goal for many people, and with oncology research and medical research being as aggressive as it is today, it’s becoming the reality for many. Making even the smallest of changes can actually change your life entirely, but you have to be bold enough to make those choices and choose your health over anything else. There is no need to panic about getting older; it’s saved for the lucky ones. So, while you’re there and wondering how you can improve your life so that living longer is the result for you, check out these ways that you can do just that.

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1. Laugh. There is so much research out there that states that laughter is a good medicine. Not only has it been shown to ease pain, it can boost blood flow and help you to fight heart disease. Even when you don’t look unhealthy on the outside, your insides could be struggling. Laughter also boosts the mood and leads to overall motivation to do and be better.

2. Sleep. There is a balance that is required when it comes to the length of time that you sleep. Sleeping far too much is just as bad for you as not sleeping enough. You need a happy medium of around six to seven hours a night to be able to live longer than others. The human body is extremely resilient, but not enough to need less than four hours a night to repair and recharge.

3. Eat. Understanding the foods that make you healthy is one thing but understanding that garlic can extend your life is another. This stinky food may not be too nice to sniff during cooking, but it tastes amazing and is known as ‘nature’s antibiotic’. It’s a very powerful cleanser of the digestive system, and you can promote a healthy heart and good circulation with it. It can also lower your blood pressure. With high blood pressure being the side effect of many other issues, it’s important to know how to combat it. Given the importance of cancer research, there is a lot of evidence that can suggest the prevention of cancers of the digestive system can be aided with – you guessed it – garlic.

4. Sex. Being active in the bedroom isn’t just for fun, it’s going to make you healthier. You can keep active and reduce your risk of a heart attack by enjoying sex three to four times per week. Not only that, but you can sleep better and be far more content with your partner. This means a longer, happier life.

5. Tea. Tea is one of the drinks of the world that is so common to wake up to and there’s no denying the benefits of black or green tea on your health. Tea is packed with antioxidants and can help you to increase your bone density. A daily cup of tea is going to help you to boost your health and make you feel on top of the world.

6. Checks. When you have a shower, it’s important to go over your body with a personal health check yourself. Self-checking your breasts if you’re a woman and your testicles if you’re a man can mean the difference between being ill without knowing it and being in tune with your body. You’re going to live much longer if you catch lumps on your body that aren’t supposed to be there early enough.

7. Medical Appointments. Smear tests for women and prostate exams for men are no joke. There is nothing nice about an invasive procedure, but it’s going to save your life. Hang your dignity at the door along with your underwear for a quick examination that has the possibility of preventing any diseases which could kill you prematurely. Don’t be afraid; a little discomfort is far better than an early death.

8. Drink. While alcohol is usually off the list of things that are going to be healthy for you, a glass a day of red wine is actually very good for your health. The best thing for your health is always going to be water and drinking enough water every day will honestly change your life. You will find yourself far more energized and ready to take on the world if you are hydrating your body and brain properly every day. The human body is made of between 55-75% water, which sweats out of your pores and when you cry. 8 glasses a day is what we need for our health, so start counting.
Relax. Whether your favorite way to kick back is with friends or reading a good book, you need to find the time every single day to relax. It reduces your blood pressure and can really help any issues related to stress that you may be suffering. Relaxation exercises like these can make a huge difference to the way that you feel every day.

Taking the time to work on extending your life and living a healthier and happier lifestyle is never going to be a bad thing. You can never have any guarantees, but why not live the best life that you can, anyway?

Tuesday, April 17, 2018

Create Your Own English Country Garden Anywhere

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English country gardens are renowned for being beautiful, sophisticated and positively blooming. They are the gold standard up to which other gardens should be measured. Best of all, you don’t even have to be English or live in England to have your own English country garden!

Wherever you may be, you can enjoy the singing if the birds, the buzzing of bees and the aroma of beautiful blooms in your own slice of England. Here’s how:

Keep Your Plant Choices Classic

It’s fair to say that the English country garden is pretty traditional and this is no more evident in the choice of plants that you will find there. Roses, primroses, daisies, and wisteria are amongst the most common English country garden choices. So, keep it simple and classic, but bring in as many colors and aromas as you can if you want to get off to a brilliant start.

Wisteria Up the Wall

While we’re on the subject of wisteria, if you happen to have a brick wall, there can be nothing more traditional English country garden than allowing wisteria or ivy to climb it’s way up the wall, adding some extra green and making the outdoor space look even more beautiful.

Don’t Forget the Fountain

Go to any big English country garden estate, and you are sure to see at least one water feature like the fountains at gardenfountains.com. That means that if you want your garden to be authentic, you’ll need to install a fountain too. The bigger and more ornate it is the better! It’ll bring some much-needed tranquility to the garden.

Manicured Hedges and Topiary

English country gardens are most often lined by extremely precisely manicured hedges or shrubbery rather than lots of fences and walls because hedges are more natural and actively enhance the beauty of the garden. Not only that, but you will typically see interesting topiary shapes and sculptures somewhere on the grounds too. You know what you need to do!

Mature Trees

England has a lot of trees, and many of them are very old indeed. They are the English country garden’s protector and main source of decoration. So, don’t be afraid to bring in lots of mature trees, like the ones at https://berylwoodtreefarm.com/ and use them to line your garden alongside the hedges or as a feature in their own right. Pear trees, apple trees, cherry blossom, and oaks are great for getting the right feel, but any tree that is old and majestic and which will thrive in your garden will be fine.

Wonderful Wildflowers

Although English country gardens are pretty formal for the most part, many gardeners allow a small area of the garden to get a little wilder. You could let the grass grow long, and the trees grow freely to achieve this look, but planting wildflowers and allowing them to flourish in all their bright, bold beauty is probably a better idea, not only because they are more beautiful but also because they attract birds, bees butterflies, and frogs which are so much fun to watch.

Add all of these elements and your garden will look like it’s just been transported from England to your property for sure.

Mother to Son by Langston Hughes

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Mother to Son

by Langston Hughes


Well, son, I’ll tell you:

Life for me ain’t been no crystal stair.

It’s had tacks in it,

And splinters,

And boards torn up,

And places with no carpet on the floor—


Bare.


But all the time

I’se been a-climbin’ on,

And reachin’ landin’s,

And turnin’ corners,

And sometimes goin’ in the dark

Where there ain’t been no light.

So boy, don’t you turn back.

Don’t you set down on the steps

’Cause you finds it’s kinder hard.


Don’t you fall now - -


For I’se still goin’, honey,

I’se still climbin’,

And life for me ain’t been no crystal stair.



Beautiful poem by Langston Hughes. It speaks of a mother's encouragement to her son, that despite all the hardships, he must continue moving forward. 

Life is a never-ending journey. May you find enlightenment with this wonderful piece.